Underwriter, Finance & Banking

A fast-growing UK specialist property lender is looking to hire a Bridging & Refurbishment Loan Underwriter to take ownership of credit assessment across new lending opportunities.

This is a core role within a lean, commercially focused business, offering genuine influence over credit decisions and portfolio quality. The position is hands-on and judgment-led, rather than process-driven.

Key Responsibilities

• Underwrite UK bridging, refurbishment, and commercial property loans

• Assess borrower quality, exit strategy, valuations (MV/OMV/GDV), and refurbishment costs

• Structure loans, setting LTV/LTC/GDV, pricing, drawdowns, and conditions

• Identify key risks and mitigants for credit approval

• Liaise with brokers, valuers, solicitors, and surveyors through to completion

• Support post-completion matters including extensions and variations

• Produce clear, concise credit papers and flag early risk issues

Requirements

Essential

• 1+ years’ experience underwriting UK bridging/refurbishment loans

• Strong knowledge of UK property markets, valuations, and development risk

• Comfortable with non-standard assets and limited information

• Commercial but downside-focused credit judgment

What’s on Offer

• Real influence over credit decisions

• Competitive salary and progression

• Opportunity to grow with a scaling specialist lender

Should you have any questions or wish to apply please do not hesitate to contact Clear IT Recruitment Limited.

Please Note:

Due to the number of applications we receive we may be unable to respond to every application directly. If you have not heard from us within 3 working days please assume your application has been unsuccessful