Associate, Digital Channels Product Manager

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

MUFG has a developing and thriving Transaction Banking business, headquartered in Tokyo, and spanning all continents. Transaction Banking Office for EMEA (incorporating Europe, Middle East and Africa) forms part of MUFG’s Global Transaction Banking Division. Our key responsibilities are to drive regional business and support global and regional customers with Transaction Banking solutions in Cash and Liquidity Management, Trade and Working Capital, Foreign Exchange through a comprehensive suite of proprietary and 3rd party digital channels.

We support our local and international cash management services for our Corporate, FI and NBFI client base. Transaction Banking EMEA consists of Trade, Working Capital, Cash and Liquidity Management solutions for our chosen client base and comprises of product, sales, implementation, client services and business planning and risk functions.

The role requires a motivated associate (minimum of 3-5 years experience), which encompasses learning and growing in accountability for E2E Product Life Cycle management, product P&L management, risk, compliance and conduct management of digital channels for Transaction banking (proprietary e‑banking; host to host and Swift), from a proprietary and 3rd party platform provider. This role may suit a motivated candidate who in the past may have had experience in technical integration solutions team, has always acted as a client‑facing channel, client‑side ERP / TMS integration solution specialist in pre‑scoping, RFP and post mandate advisory function.

This role supports a VP in the ownership of the end to end life cycle management of the core solutions for UK, Europe & MENA of:
Proprietary E‑banking, Proprietary Host to Host, SWIFT direct connectivity, and industry 3rd party platforms for cash management and trade finance.

• Learn and support Product ownership & business steering of proprietary and 3rd‑party digital channels comprising of:
  • Proprietary e‑banking roadmap:
    Comsuite overall platform, containing GCMS+ for accounts and payments visibility, authorisation & execution;
    Comsuite FX (FX Netting, Spot FX trading in single & bulk);
    Cash Flow Forecasting & Trade Manager
  • Host to Host: MUFG proprietary GPH solution;
  • Swift:
    Direct integration: fin/fileact in Direct & Alliance / Lite models; score contract negotiations.
  • 3rd‑party platforms used in bidding, pricing and transaction distribution / execution for TB solutions in cash management, Trade Finance and Markets, namely Mitigram, GTC, Bolero etc.
  • Compliance with industry‑required reporting for e.g. camt, cybersecurity standards; operational resilience and availability, that Channel COTs are updated and interoperable with MUFG approved currency COTs.
• Demonstrate understanding of the role and support elements of active product life cycle management through delivery of monthly MIS (front to back alignment from Sales to GOP); annual 3
  
  LOD assessments of products, demonstrating that these are Fit for Purpose, fit for Growth and Fit for Sale as per TB Product Programmes, country addenda;
  Risk, Conduct frameworks etc.
• Support Product income & cost budget, pricing governance ownership of the above products
  • Own the TB EMEA Channel Fees, Commission from a TB EMEA booked basis.
  • Ownership, maintain and…