Senior Non Standard Car Underwriter

Job Title: Senior Non-Standard Car Underwriter

Contract Type: Permanent, Full Time

Salary Range: £50,000 - £60,000 depending on experience

Location: London, Eastleigh, Bournemouth or Gloucester, hybrid

Travel: Due to the nature of the role you will be expected to attend both on and off site meetings, mainly in London; you will also be required to attend an Ageas UK office a minimum of 1 day per week.

Closing Date for applications: Tuesday 3rd March 2026

Senior Non Standard Car Underwriter: We are looking for a Senior Non Standard Car Underwriter who thrives working with data, solving problems, and making fair, confident decisions. This is an important role within our Non-Standard underwriting team. You will help shape how we assess risk, support brokers, and guide product performance across a fast moving and specialist part of the market.

In this role, you will be trusted to use your judgement and insight to make sure the profile of risks we write are safe and profitable. You will look at trends, use data to explain what is happening in the portfolio, and suggest improvements that support growth. Your work will help our business stay competitive and make sure our products meet customer needs.

You will also build strong relationships with brokers, partners, and internal teams. Clear communication and a collaborative mindset are key. You will help others understand our approach, support good decisions, and keep underwriting rules and documentation up to date. You will act as a specialist in your area, sharing what you know and helping the team learn and improve.

• Make confident and profitable underwriting decisions for the non standard motor portfolio, ensuring they align with our risk appetite and business goals.
• Use data tools and reporting to track portfolio performance, spot trends, and guide actions that protect results.
• Assess new schemes and products, recommending fair pricing, clear underwriting rules, and improvements that support sustainable growth.
• Shape and maintain underwriting acceptance rules to meet performance targets and drive profitable outcomes across your products.
• Build strong partnerships with brokers and internal teams by leading reviews, producing high quality reporting packs, and ensuring accurate and compliant processing.
• Drive innovation by analysing market changes, deepening your understanding of risk, and recommending improvements that strengthen our specialist position in the market.

• Strong analytical ability, with confidence in interpreting complex data sets utilising Excel, Power BI dashboards and other tools to produce clear insight.
• Deep understanding of motor underwriting and pricing principles, supported by hands on experience in underwriting and/or pricing roles.
• Sound knowledge of the personal motor insurance market, including technical issues, regulatory expectations, and industry standards.
• Familiarity with data and pricing tools such as Radar Live (or similar), using them to support fair pricing and informed decision making.
• Excellent organisational, communication, and stakeholder skills, with the ability to manage multiple priorities and work well under pressure.
• Solid understanding of insurance law, pricing techniques, and market directives.

Flexible Working: Smart Working @ Ageas gives employees flexibility around location (as long as it's within the UK) and, for many of our roles, flexibility within the working day to manage other commitments, such as school drop offs etc. We also offer all our vacancies part-time/job-shares. We also offer a minimum of 35 days holiday (inc. bank holidays) and you can buy and sell days.

Supporting your Health: Dental Insurance, Health Cash Plan, Health Screening, Will Writing, Voluntary Critical Illness, Mental Health First Aiders, Well Being Activities – Mindfulness.

Supporting your Wealth: 50% off esure and Sheilas' Wheels motor and home insurance, Annual Bonus Schemes, Annual Salary Reviews, Competitive Pension, Employee Savings, Employee Loans.

Supporting you at Work: Well-being activities,…