Senior Credit Analyst

Who Are We?

Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.

Underwriting

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Travelers is a leading provider of property casualty insurance for businesses and individuals, with a 165+ year history of innovation, integrity, and excellence. With operations in the U.S., U.K., and Ireland, we help our customers manage risk, recover from losses, and prepare for the future. Within Travelers, Bond & Specialty Insurance, is a dynamic and growing business segment. We specialise in management and professional liability insurance, as well as surety bonds, serving a diverse set of clients including non‑profit organisations, multinational corporations and small businesses.

Our specialised underwriters have deep industry knowledge and an ability to provide tailored solutions.

Travelers is seeking a motivated and passionate Senior Credit Analyst to join an Underwriting team based in London and support the growth of our Credit Insurance portfolio, which offers protection against non‑payment or non‑performance of a legally enforceable obligation by private or (sub) sovereign obligors.

This role offers an exciting opportunity to apply and further develop your skills in credit analysis and quantitative modelling, while gaining responsibility and sector‑specific expertise. As one of the first hires, you will have a rare chance to influence the foundation of a key strategic area, work with experienced underwriters and actuaries across Travelers while contributing to the business’s development and benefiting from Travelers' longstanding reputation and global reach, ensuring your work has a meaningful impact in a dynamic and demanding environment.

Travelers Europe currently offers flexibility to employees who wish to work on a hybrid basis in accordance with our Hybrid Work Arrangements Policy. This entails full time employees working three days a week in the office and two days at home (or pro‑rata for part‑time employees). This policy may be changed at the Company’s discretion.

• Conduct detailed credit analysis for moderately complex accounts, including reviewing financial statements, cash flows, and financial models.
• Develop tools to monitor, analyze, and stress test the portfolio against different macroeconomic scenarios.
• Integrate and analyse large data sets to develop reports to identify risk, trends, and exposure aggregation insights.
• Collaborate and partner with actuaries to develop, enhance, and update default models and pricing tools.
• Stay ahead of global macroeconomic and sovereign trends and translate those into actionable portfolio insights.
• Communicate findings through clear, actionable reports for both internal and external stakeholders.
• Maintain relationships with key data providers and ensure our aggregation tracking systems are current and robust.
• Perform other duties as assigned.

• Extensive experience in financial and credit analysis, with strong quantitative, research and modelling capabilities.
• CFA or equivalent qualification preferred.
• Intellectual curiosity, high attention to detail, and strong self‑discipline.
• Proven time management and process optimisation skills.
• Proficiency in Microsoft Office and Excel; experience with programming languages (e.g., Python, R), Bloomberg, D&B, or S&P CapIQ.
• A strong interest in macroeconomics, geopolitics, and international trade.

• Demonstrated experience in financial and credit analysis, with strong quantitative, research and modelling capabilities.
• Undergraduate degree in finance, risk management, actuarial, economics, engineering, mathematics, or related field.

• Private Medical Insurance:
  On commencement of employment, you are eligible for single cover provided by Travelers, with the option to add cover for your…