Global Credit Financing Solutions - Credit Risk Manager; VP

Join a team with real momentum and the mandate to shape the future of credit risk  a Credit Risk Manager within Global Credit Financing Solutions (Structured Credit), you’ll sit at the heart of structured finance and underwriting activity-working directly with the business, influencing transactions, and helping steer the strategic direction of the team. This is your opportunity to take ownership, challenge constructively, and bring forward‑looking insights that strengthen our portfolio and positions you as a trusted voice in a high‑visibility environment.

Structured Credit specialises in providing bespoke financing solutions to clients secured by traded and non‑traded credit assets. Underlying risk exposures include Broadly Syndicated Loans, Middle Market Loans, Private Credits, Distressed debt, Emerging Market debt, Bonds, Pref Equity, Project Finance other forms of bespoke assets and associated financing structures.

• Leading or taking ownership of transactions, steering transaction structuring, preparing credit reviews and presenting recommendations to a senior audience.
• Fundamental credit analysis in a leveraged finance or structured credit underwriting context, ideally within a bank environment.
• Collaborating across functions within Risk (e.g. Counter party Credit Risk, Market Risk) and other control functions (e.g. Finance, Legal and Regulatory Policy)
• Establishing Risk Assessment frameworks, methodologies and procedures in line with regulatory / internal policies and standards.
• Working closely with front‑office teams to enhance controls / create efficiencies.

• Experience with securitisation, repo, TRS or other structured financing products
• Ability to identify emerging macroeconomic risks and translate them into portfolio‑level insights
• Strong communication and stakeholder management skills
• Team player with ability to develop, collaborate and implement new Risk frameworks.
• Solid credit analysis capabilities supported by a relevant academic background

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job‑specific technical skills

Location:

London

To independently assess and make credit decisions for complex financing transactions within the Lev Fin, SLF, and Hedge Funds sectors, ensuring alignment with the bank's credit risk appetite and regulatory requirements and contribute to the development and implementation of credit risk policies and procedures for the Specialised Sector.

• Analysis of complex financial information and business models of Lev Fin, SLF, and Hedge Fund clients to assess their creditworthiness, repayment capacity, and potential risks.
• Monitoring of the performance of the Lev Fin, SLF, and Hedge Fund portfolio, identifying and reporting early warning signs of potential credit deterioration.
• Evaluation of the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
• Documentation credit decisions and rationale in a clear and concise manner, adhering to internal audit and regulatory reporting standards.
• Development and implementation of strategies to mitigate identified credit risks and optimise portfolio performance.

• To contribute or set strategy, drive requirements and make recommendations for change. Plan resources, budgets, and policies; manage and maintain policies/ processes; deliver continuous improvements and elevate breaches of policies/procedures..
• If managing a team, they define jobs and responsibilities, planning for the department’s future needs and operations, counselling employees on performance and contributing to employee pay decisions/changes. They may also lead a number of specialists to influence the operations of a department, in alignment with strategic as well as tactical priorities, while balancing short and long term goals and…