Finance Director

Zilch is a payment tech company on a mission to create the most empowering way to pay for anything, anywhere. Combining the best of debit, credit and savings, we give our customers the option to earn instant cashback or spread the cost of pricier purchases, completely interest free and with no late fees. Pretty great, right?

We started in 2018 with a small team and a big dream - to make credit accessible to all. Since then, we've achieved double unicorn status and taken on more than 5 million customers. There are some exciting projects coming up and we’ve got big growth plans.

Want to join us?

Zilch is seeking an experienced Finance Director to operate as a senior leader within the Finance function, working closely with the VP of Finance to ensure the integrity, accuracy and timeliness of financial information across the business.

The role provides senior oversight and integration across Internal Reporting, External Reporting and Treasury, bringing alignment, consistency and clear accountability across these areas. It ensures that financial outputs are aligned, decision-useful and supported by robust governance, with particular focus on the quality, clarity and control of information presented to senior leadership and the Board.

The Finance Director operates at a broad level of senior accountability - acting as the senior integrator and principal escalation point across reporting and treasury, supporting the VP of Finance in maintaining oversight and control - while remaining appropriately close to operational detail in a scaling Fin Tech environment. The role combines strategic oversight with hands‑on involvement in complex technical, audit and treasury matters, ensuring both strong governance and practical execution.

• Act as a senior finance partner to ExCo, working closely with the VP of Finance to ensure aligned messaging, clear financial ownership and high-quality decision support, ensuring financial information is accurate, delivered at pace and framed appropriately for decision‑making
• Provide leadership and coherence across Internal Reporting, External Reporting and Treasury, ensuring clear accountability and alignment across specialist teams
• Serve as the senior escalation point for complex financial, technical and stakeholder matters
• Support the VP of Finance in maintaining high standards of governance, control and financial discipline

• Lead finance preparation and execution support for major corporate transactions, including capital raises, acquisitions and potential IPO processes
• Ensure appropriate financial controls, documentation, reconciliations, policies and governance frameworks are in place and continuously strengthened to meet transaction and public market standards
• Act as senior finance lead during due diligence processes, coordinating across reporting, treasury and operational finance teams
• Embed a culture of audit readiness and control discipline across the Finance function, strengthening sustainable control and documentation standards that enhance the business irrespective of transaction timing

• Provide senior review and challenge over monthly management accounts, MI and Board reporting produced by the Internal Reporting team and Financial Controller
• Ensure reporting is accurate, timely and decision‑useful, with clear linkage between performance metrics and financial outcomes
• Elevate the clarity and consistency of financial narratives presented to senior stakeholders
• Ensure alignment between internal performance reporting and external disclosures

• Act as the senior finance lead for statutory accounts and the annual report, providing oversight and final review of outputs prepared by the External Reporting function
• Play a key role in onboarding and working with the new external auditor, ensuring a smooth transition and strengthening audit processes and documentation standards
• Lead senior engagement with external auditors and advisors, supporting key technical judgements and ensuring smooth, efficient audit processes
• Oversee complex accounting areas…