Director, Financial Resource Management

Job Summary

Join Standard Chartered as a Director of Financial Resource Management (FRM) within our Corporate and Investment Banking (CIB) division, where you will play a pivotal role in executing the Bank's strategy for optimising financial resources. In this position, you will lead initiatives focused on enhancing the capital, liquidity, and liability structure across the designated balance sheet, contributing directly to increasing the Bank's return on tangible equity (RoTE).

The role demands close and collaborative engagement with asset-side teams, coverage, product teams, and distribution units, placing you at the interface between business strategy and regulatory requirements. You will champion the balance sheet management efforts for CIB and liaise with Treasury and Finance teams to harmonise balance sheet optimisation within group-wide policies and regulatory frameworks. This is a strategic leadership position based in London with hybrid working options.

It offers the opportunity to influence critical financial decisions that shape the Bank's competitive positioning and risk profile, whilst working within a global financial institution dedicated to responsible banking practices. This position does not carry formal people management responsibilities.

• Balance Sheet Optimisation: Lead efforts to optimise the Bank’s assets, liabilities, and capital, ensuring regulatory compliance while maximising balance sheet capacity and improving competitiveness.
• Enhancing Liability Quality: Collaborate integrally with Treasury and Markets teams to improve liability quality, reduce funding costs, and minimise the Treasury drag effect.
• Diversification of Funding: Partner with distribution and product teams to diversify funding sources including exploring structured and contingent funding avenues, while managing risk-weighted asset (RWA) volatility through strategic distribution.
• Efficiencies Across Business Units: Work closely with Asset and Coverage teams to identify and implement initiatives that improve RWA and liquidity consumption efficiencies across key business lines.
• Central & Others Drag Reduction: Drive initiatives to reduce costs associated with Central and Other allocations to business units, enhancing overall financial efficiency.
• Liquidity and Stress Testing: Contribute to liquidity stress testing scenarios and reviews at the Group and Legal Entity levels, ensuring robust risk management practices.
• Advanced Modelling Development: Facilitate the development of sophisticated balance sheet modelling tools in partnership with Treasury and Finance to support strategic planning and forecasting.
• Funding and Liquidity Planning: Oversee execution of funding and liquidity plans tailored to the CIB designated balance sheets, ensuring alignment with organisational objectives.
• Deposit and Pricing Strategy: Lead the formulation of consistent strategies across current account & savings accounts (CASA) and client term deposits (CTDs), coordinating closely with counterpart teams to deliver optimised financial outcomes.
• Financial Forecasting: Direct forecasting efforts for assets, liabilities, and RWAs, working collaboratively with business partners, Treasury, and Finance teams to anticipate and influence key financial metrics such as LCR, NSFR, CET1, and leverage ratios, both at the Legal Entity and Group levels.

• Liquidity Management: Demonstrated expertise in managing liquidity risk, understanding regulatory requirements, and optimising liquidity across complex financial institutions.
• Financial Products and Markets: Deep knowledge of debt, equity, derivatives, and structured products as they relate to balance sheet management.
• Capital Management: Skilled in analysing capital usage and implementing strategies to improve capital efficiency and regulatory capital ratios.
• Financial Forecasting and Modelling: Proficiency in building and interpreting robust financial models that inform strategic decision‑making and stress testing.
• Effective Communication: Excellent interpersonal and communication skills, capable of articulating complex financial concepts to both technical teams and…