Compliance Data & Automation Analyst

About You Lend :

You Lendis one of the fastest-growing embedded finance platforms in the world, partnering with leading e‑commerce marketplaces, paymentprocessorsand banks to provide revenue-based financing to small businesses. Weoperateacross multiplejurisdictionsincluding the UK, EU and US, andwe'rebuilding the infrastructure, controls and capabilities needed to do that at scale.

We are owned by the leading Private Equity company, EQT, and have grown +100% year-on-year since 2020. We are headquartered in London, UK, but are also present in several European countries as well as the United States where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe

Our Transformation team sits at the heart of that effort. It owns the operating model for merchant onboarding, systems automation, third-partytoolingand business efficiency. This role is a new addition to that team — dedicated to building data and automation capability in support of our Financial Crime Compliance and Regulatory Compliance functions.

This is a hands-on data,automation and systems role. You will sit in the Transformation team and work closely with Financial Crime Compliance (FCC), Regulatory Compliance and the wider Dataand Legal function to build the technical infrastructure that keeps our compliance framework effective, scalable and audit-ready.

Right now, too much of our MI is produced manually. Transaction monitoring rules are hard to tune without dedicated analytical support. Reporting across UK, EU and USjurisdictionsis growing in complexity. And our compliance teams spend time on workflow management that could be handled by better dashboards and tooling. This role exists to fix that.

You will not be a BAU financial crime analyst. FCC and Regulatory Compliance willretainownership of the control framework, regulatory interpretation, riskjudgmentsand MLRO decisions. Your job is to give those teams the data,tooling and automation they need to do their work better — and to help us build smarter compliance infrastructure as we scale.

Theinitialfocus will be Financial Crime Compliance, expanding into Regulatory Compliance and then broader Transformation priorities across customer onboarding, processefficiencyand automation.

Over time, you will also support wider Transformation priorities across the customer onboarding production line, including workflow optimisation, third-party tooling, processautomationand operational performance.

• Build and maintain dashboards for Financial Crime and Regulatory Compliance KPIs.
• Automate the production of recurring MI and governance reporting, including the monthly Financial Crime Committee pack.
• Improve consistency of reporting definitions, data logic, governance materials and audit trails.
• Identify anomalies in MI and support root-cause analysis.
• Move reporting away from manual, spreadsheet-heavy processes towards repeatable, scalable and controlled outputs.

• Support analysis, testing, tuning and refinement of transaction monitoring rules.
• Use data and operational feedback to reduce false positives and improve control effectiveness.
• Analyse AML, KYC, KYB, fraud and transaction monitoring data to identify patterns, trends, anomalies and control gaps.
• Help assess emerging financial crime typologies and translate findings into monitoring, dashboarding or workflow improvements.
• Document rule logic, tuning rationale, data assumptions and control changes.

• Support data collation for regulatory reporting, audit requests and control testing across relevant jurisdictions.
• Support thematic reviews and assurance work through extracts, analysis, trend reporting and evidence packs.
• Ensure reporting outputs are based on clear definitions, checks and audit-ready documentation.

• Improve visibility over compliance escalations, including volumes, ageing, themes, routing and SLA tracking.
• Build dashboards and reporting to support better workflow management across the compliance teams.
• Identify root causes behind recurring escalations or operational friction.
• Support…