Relationship Manager – Real Estate Finance; Associate​/VP

A leading Japanese bank is seeking a Relationship Manager (Associate / VP level) specialising in Real Estate Finance to join its London office. This role will focus on real estate lending to Japanese and international clients, combining relationship management, business development, and credit/risk oversight. The successful candidate will play a key role in expanding the bank’s real estate finance portfolio in the UK and Europe.

Japanese speaking ability is not essential but highly advantageous.

SALARY: £70,000 – £100,000 per year (depending on experience) + performance-based bonus

WORKING HOURS:

Monday to Friday, 9:00 – 17:00

START DATE:

ASAP

LOCATION:

London
WORK STYLE:
Hybrid – currently two days remote, three days in the office (subject to change)
VISA SUPPORT:
Yes

• Relationship Management & Business Development
  • Serve as a Relationship Manager for Japanese, Asian, and international corporate clients, particularly in the real estate sector
  • Identify potential clients and new business opportunities
  • Identify and originate new real estate lending opportunities (development finance, acquisitions, investment loans)
• Real Estate Finance & Deal Execution
  • Structure and execute real estate financing transactions
  • Negotiate loan terms, including pricing, covenants, and conditions
  • Conduct financial analysis and assess project feasibility
  • Coordinate internal approvals and documentation processes
• Risk Management & Monitoring
  • Conduct due diligence on borrowers, projects, and assets
  • Monitor loan performance, project progress, and repayment schedules
  • Ensure asset quality through appropriate credit risk management
  • Implement risk mitigation strategies
• Compliance & Reporting
  • Ensure compliance with UK/EU regulations, AML/KYC requirements
  • Prepare internal reports for senior management and headquarters
  • Collaborate with internal stakeholders across departments and regions

• 3+ years of experience in real estate finance / property lending in the UK
• Strong knowledge of UK real estate market and lending practices
• Experience in corporate banking, structured finance, or credit analysis
• Understanding of financial regulations, AML, and compliance
• Excellent financial modelling and analytical skills
• Strong communication and negotiation skills

Visa support may be considered depending on experience.

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