Senior Pricing Analyst

What you’ll be doing

• Developing a deep understanding of Marshmallow’s quote, policy and claims data and use this to derive insights that can be used to enhance our motor insurance pricing.
• Owning one of the strategic initiatives of the pricing team, such as building our risk pricing rate structure or supporting our expansion plans.
• Communicating and getting buy‑in for your plans to heads of and directors cross‑functionally.
• Proposing tests, features and segmentations to help us better understand our customers.
• Working with other members of the pricing team to recommend changes and monitor their impact.
• Identify new sources of external data that enable us to refine our view of claims risk, and conduct analysis to quantify their value.
• Working directly with our Engineering and MLENG functions to implement pricing proposals.
• Providing analytical support in relationships with reinsurers, regulators and other partners.
• Lead in producing and developing appropriate monitoring for pricing and other stakeholders.
• Contribute to the specification, development and testing cycles for deployment of rates.
• Support in the creation, maintenance and deployment of rating models that predict claims cost and market prices.

• Proactive
  :
  You drive growth by identifying & delivering new opportunities.
• Analytical
  :
  You love solving through cutting data and model outputs to find the perfect split.
• Commercial
  :
  You combine analytical & domain skills to deliver real world impact.
• Curious
  :
  You aren’t satisfied with “That’s just how it is”; you immediately investigate further.
• Owner
  :
  You don’t just pull existing levers - you own end to end transformation in your area.
• Opinionated
  :
  You generate your own opinions & pitch to others in an open & honest way.
• Explainer
  :
  You can communicate complicated concepts in a simple way to non‑experts.
• Networker
  :
  You build and maintain strong relationships throughout the business.

• Ability to interrogate data and conduct pricing analysis within SQL & Python.
• Ability to combine domain & analytical skills to generate novel pricing proposals.
• At least 3 years of experience working in a data driven Commercial role (ideally in insurance pricing).

• Flexible working
  :
  Spend 2-3 days a week with your team in our collaborative London office.
• Competitive bonus scheme
  :
  Designed to reward and recognise high performance.
• Flexible benefits budget
  : £50 per month to spend on a Ben Mastercard meaning you get your own benefits budget to spend on things.
• Mental wellbeing support
  :
  Access therapy and mental health sessions through Oliva.
• Learning and development
  :
  Personal budgets for books and training courses to help you grow in your role, plus 2 days a year to further your skillset.
• Private health care
  :
  Enjoy all the benefits Vitality has to offer, including reduced gym memberships and discounts on smartwatches.
• Medical cash plan
  :
  To help you with the costs of dental, optical and physio (plus more!).
• Tech scheme
  :
  Get the latest tech for less. Plus all the rest: 25 days holiday, pension, cycle to work scheme, monthly team socials and company-wide socials every month.

We are able to offer visa sponsorship for this position.