GSAM Private Credit - Asset Finance - Global Trade Receivables - Associate

Goldman Sachs Asset Management is one of the world’s leading asset managers with over $3 trillion in assets under supervision. As the primary investment area within Goldman Sachs, we provide investment and advisory services for insurance companies, pension plans, sovereign wealth funds, endowments, foundations, financial advisors, and individuals.

A career with Goldman Sachs Asset Management is an opportunity to work with clients across the globe. As part of one of the world’s leading asset managers you can expect to participate in exciting investment opportunities while collaborating with talented colleagues from all asset classes and regions. Working in a culture that values integrity and transparency, you will be part of a diverse team that is passionate about excellence in our work, our clients, and building sustainable success.

As an Associate you will join deal teams responsible for originating, diligencing, structuring, executing, and monitoring working capital transactions whilst gaining exposure to the global Asset Finance team and its full spectrum of investment activities.

This is an opportunity to play an important role in the development and growth of our Asset Finance platform with a specific focus on Global Trade Receivables.

Asset Finance is a growth area within GSAM Alternatives Private Credit platform including a global team specializing in asset‑backed credit facilities, secured on physical and/or financial collateral. This covers a broad range of investments including commercial credit (trade receivables, inventory finance, equipment leases, SME), consumer loans, diversified real estate (residential & CRE), fund finance, digital infrastructure (data centers, GPU financing, fiber etc.).

The team invests across the capital structure for third‑party managed client capital / funds.

Global Trade Receivables is a key vertical within Asset Finance focusing on the origination and structuring of working capital finance investments which are offered to our clients both as a standalone investment opportunity or as an allocation within the broader Asset Finance strategy.

• Evaluation of asset‑backed finance opportunities across sectors; support transaction execution and investment team across underwriting, structuring, diligence, internal IC process, closing
• Participation in origination, negotiating, structuring, and documenting investments – supporting senior members of the investments team
• Engaging in all aspects of due diligence and business analysis
• Project management of transaction operations including coordinating with multiple departments within the organization: specifically, Risk, Legal, Compliance, and Operations
• Communicating and defending investment theses to internal stakeholders and committees, including relevant GSAM Investment Committees
• Actively monitoring existing investments in the portfolio
• Contributing to ensuring reporting excellence towards our clients

• 2 years or more work experience in structured finance or corporate finance at a bank, rating agency, or asset manager
• Demonstrated experience across private asset‑backed transactions, with a strong preference for experience in working capital finance
• Strong quantitative, financial modelling, analytical and problem‑solving skills
• Highly organized with exceptional attention to detail and excellent follow‑through
• Clear, concise communicator with strong investment memo and presentation skills
• Flexible and creative mindset:
  Ability to analyse a variety of investment cases and problem solve around structure
• Ability to be proactive, self‑direct, analyze, evaluate, and form independent judgments
• Strong interpersonal skills:
  Ability to build trust and confidence of colleagues, strengthen relationships through ongoing dialog and interactions, and collaborate well with others
• Strong skills in MS Office (Excel, PowerPoint and Word), fluency in automation tools
• Bachelor’s degree required
• Fluent in English. Fluency or other languages a plus

Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, colour, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.