Financial Institutions Banks, Senior Director

Fitch Ratings wants a Credit Analyst, Director/Senior Director – UK Banks (London)

The successful candidate will be responsible for the ratings of Fitch’s portfolio of UK banks while contributing to our reputation for timely and insightful research that informs debt capital market decisions. This role entails managing a team of four analysts and serving as a primary analyst in the UK banking sector.

• Lead monitoring of UK bank ratings, including overseeing and participating in the preparation of rating committee documentation
• Oversee the work of more junior colleagues
• Articulate Fitch’s credit views and sector outlook in meetings, conference calls, and conferences, as well as in written research
• Be a highly visible presence for external stakeholders in the ratings process, including issuer management teams, buy‑side and sell‑side analysts, and the media
• Analyze financial institutions sector and individual banks data, update financial Excel‑based tools and charts
• Write and publish comprehensive rating reports on individual issuers
• Participate in credit rating committees for banks in their allocated region and other countries
• Interact regularly with contacts at issuers and with issuers’ senior management at rating meetings
• Lead publication of sector‑specific research and commentary, including preparation of peer data, country snapshots and sector background information
• Assist as needed in coverage of other banks in the portfolio; including working with other team members to prepare committee packs, peer tables or analytical tools, reviewing annual and quarterly accounts and completing ad‑hoc data requests

• Extensive analytical experience (at least 7 years for a Director‑level position, at least 10 years for a Senior Director‑level position), ideally in credit‑ or audit‑related fields, gained from working at a commercial/investment bank, accountancy firm, buy‑side firm, rating agency, or similar
• Good educational background to at least a first university degree level, preferably with professional qualifications such as CFA, ACA, ACCA
• Strong analytical and reasoning capacities
• Proficiency in written and spoken English is essential
• Proficiency in another European language (German, French, or Spanish) is desired, but not essential
• Ability to work independently as well as being a good team player
• Ability to cope with time pressure and work to deadlines while adhering to tight procedures
• Strong command of financial statement analysis and experience with spreadsheet creation and analysis
• Strong knowledge of Excel

• This position will involve occasional travel, primarily within the UK and Europe

• Hybrid Work Environment: 3 days a week in office required
• A Culture of Learning & Mobility:
  Dedicated training, leadership development, and mentorship programmes designed to ensure continuous learning
• Investing in Your Future:
  Retirement planning and tuition reimbursement programmes that empower you to achieve short‑ and long‑term goals
• Promoting Health & Wellbeing:
  Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing
• Supportive Parenting Policies:
  Family‑friendly policies, including a generous global parental leave plan
• Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower colleagues around the globe
• Dedication to Giving Back:
  Paid volunteer days, matched funding for donations, and ample opportunities to volunteer in your community

Fitch is committed to providing global securities markets with objective, timely, independent, and forward‑looking credit opinions. Our employees must take every precaution to avoid conflicts of interest or appearance of a conflict. Candidates will be required to declare any securities holdings and potential conflicts prior to commencing employment. For family or immediate household side holders, divestiture may be required before beginning work.

Fitch is proud to be an Equal Opportunity and Aff statement employer. We evaluate qualified applicants without regard to race, colour, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.