EMEA Regulatory Consultant

Position Summary

Trulioo is seeking an experienced EMEA Regulatory Consultant based in the UK to serve as a subject matter expert on EU and UK regulatory frameworks impacting financial services, fintech, payments, marketplaces, crypto, and other regulated businesses. This role will provide deep expertise in Anti‑Money Laundering (AML), Counter‑Terrorist Financing (CTF), KYC, KYB, and related financial crimes regulations, as well as a strong working knowledge of PSD2 and payments regulation.

The EMEA Regulatory Consultant will bridge regulatory expectations, compliance operations, and product development to ensure Trulioo designs and delivers compliant, market‑leading solutions for customers operating across the EU and UK. This individual will possess strong compliance operations experience, a comprehensive understanding of the evolving regulatory landscape, and the ability to critically analyze and interpret new and existing regulations impacting Trulioo’s customers.

The ideal candidate will also have exposure to the Digital Services Act (DSA), Digital Operational Resilience Act (DORA), Identity and eIDAS regulations as they relate to digital identity, trust services, and platform regulation. Experience with consuming, analyzing, and distilling EU and UK regulatory developments is essential.

• Provide subject matter expertise on EU and UK AML/CTF, KYC, KYB, sanctions, and PEP screening regulations.
• Maintain strong knowledge of PSD2 and broader EU/UK payments regulatory frameworks.
• Monitor evolving legislative and supervisory developments across EMEA jurisdictions.
• Analyze and interpret regulatory changes and translate them into actionable internal and product guidance.
• Support regulatory engagement, customer due diligence requests, and audit processes as needed.
• Act as a key regulatory SME to Product and Engineering teams during design, build, and UAT phases.
• Ensure Trulioo’s products align with EU/UK regulatory expectations and address customers’ operational needs efficiently and effectively.
• Provide insight into financial crime typologies, payment compliance practices, and emerging supervisory trends.
• Support commercialization by validating regulatory positioning of new and existing solutions.

• Bring hands‑on compliance operations experience, including onboarding, transaction monitoring, investigations, SAR/STR reporting, and regulatory examinations.
• Advise on operational best practices used by regulated entities in marketplaces, fintech, payments, financial services, and crypto sectors.
• Identify operational challenges and translate them into product enhancements and advisory insights.

• Conduct structured regulatory research across the EU and UK frameworks affecting Trulioo’s customers.
• Distill complex regulatory developments into clear internal briefings and executive‑level summaries.
• Influence Trulioo’s strategy based on key regulatory developments and trends, and identify opportunities to create or enhance products to address emerging regulatory challenges.
• Partner with Marketing and Executive teams to create thought leadership content.
• Represent Trulioo at EMEA conferences, panels, and industry forums.

• Support the continued development and maturity of Trulioo’s Compliance Management System within EMEA.
• Help design scalable governance processes aligned with licensing and regulatory obligations.
• Embed a culture of compliance that balances regulatory rigor with innovation.
• Ensure internal frameworks evolve alongside Trulioo’s growth in the region.

• 8–15+ years of experience in AML, financial crimes compliance, payments regulation, or regulatory advisory roles within EU/UK markets.
• Strong expertise in EU AML Directives, UK AML regime, sanctions frameworks, and PSD
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• Hands‑on compliance operations experience within regulated financial institutions, fintech, or crypto environments.
• Demonstrated ability to research, evaluate, and critically analyze regulatory developments across multiple jurisdictions.
• Ex…