Senior Credit Risk Analyst

Senior Credit Risk Analyst

Salary: £50,000-£55,000

Location:

London (Hybrid - 3 days in office, 2 from home)

This organisation operates within the consumer lending space with a strong focus on financial inclusion and ethical lending practices. They are committed to improving accessibility to credit while supporting customers through transparent and responsible solutions. The business is growing and investing heavily in its data and risk capabilities.

This is a high-impact position sitting within the credit risk function, focused on both analytics and strategy. You will work closely with senior stakeholders to enhance decisioning, monitor performance, and shape future lending strategies.

• Analysing portfolio performance and identifying trends across the credit lifecycle
• Developing and maintaining dashboards and reports using SQL and Power BI
• Supporting scorecard development, monitoring, and optimisation
• Translating business needs into data-driven solutions and recommendations
• Contributing to credit strategy, policy development, and risk mitigation initiatives

• Strong experience in credit risk within consumer lending, banking, or fintech
• Ability to work with data to analyse performance and inform business decisions
• Proficiency in SQL and Power BI for data extraction, analysis, and visualisation
• Understanding of credit models, scorecards, or lending strategies
• Strong communication skills, with the ability to present insights clearly

• Opportunity to work in a growing, purpose-led organisation
• High level of exposure to senior stakeholders and strategic projects
• Chance to influence key credit risk decisions and business direction
• Collaborative and supportive team environment