Head of Legal, Risk and Compliance at Quartz

Job Title

Head of Legal, Risk and Compliance

Not Disclosed

Quartz is a well‑funded London fintech co‑founded by ex‑Revolut leaders, building an AI‑native wealth management platform to democratize sophisticated financial advice through personalized intelligence.

As the founding legal and compliance leader at Quartz, you will define the regulatory framework for AI‑driven financial advice. This player‑coach role involves holding SMF
16/17 permissions, leading FCA authorization for new advice permissions, and designing safety governance. You will work directly with the founders to scale a pioneering platform in an evolving regulatory landscape.

London, UK

• Join as a founding team member with meaningful equity and the autonomy to build a regulatory function from scratch for a category‑defining AI advisor.
• Work alongside high‑pedigree ex‑Revolut leaders in a well‑funded startup bridging the gap between the traditional FCA rulebook and frontier AI technology.
• Directly influence the democratization of wealth management, making professional‑grade financial guidance accessible to a mass market previously priced out by traditional firms.

• Hold SMF
  16 (Compliance Oversight) and SMF
  17 (MLRO) responsibilities, serving as the primary point of contact for the FCA and managing all SMCR governance.
• Lead the strategic expansion of FCA permissions from AISP into advice, navigating complex applications to enable AI‑driven financial guidance at scale.
• Design and implement a robust risk framework covering regulatory compliance, consumer protection, financial crime, and information security specifically for an AI‑native product.

• UK‑qualified solicitor or senior compliance leader with 5+ years of experience in financial services regulation and eligibility for FCA Senior Manager approval.
• Proven track record at consumer‑facing fintechs, wealthtechs, or neobanks, with a deep understanding of UK frameworks like Consumer Duty, MiFID II, and AML.
• A first‑principles thinker who enjoys navigating ambiguity and can translate traditional compliance playbooks into effective governance for automated financial products.