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Mortgage Product & Risk Analyst

Job in London, Greater London, W1B, England, UK
Listing for: Stellar Select
Full Time position
Listed on 2026-06-23
Job specializations:
  • Finance & Banking
    Financial Analyst, Banking Analyst, Financial Consultant, Financial Services
Salary/Wage Range or Industry Benchmark: 50000 GBP Yearly GBP 50000.00 YEAR
Job Description & How to Apply Below
Position: Mortgage Product & Risk Analyst
Job Title:

Mortgage Product & Risk Analyst

Location:

London Hybrid 2-3 days

Salary: £35,000 & £50,000 depending on experience

Hours:

Monday to Friday 9 am to 5.30 pm

Benefits:

Hybrid working (3 days in the London office)
Discretionary bonus scheme (where applicable)
Pension scheme
25 days annual leave plus bank holidays
Growing fintech environment

About the position of the Mortgage Product & Risk Analyst:

Our client is a fast-growing fintech mortgage lender focused on the UK residential mortgage market. This is an excellent opportunity for an Analyst with credit risk modelling experience, along with either product or pricing analytics expertise, to join a high-growth environment and play a key role in shaping lending, pricing, and product decisions.

Responsibilities for the role of Mortgage Product & Risk Analyst:

Support product, pricing, and lending decisions through insight and analysis
Conduct market and competitor research across the UK mortgage landscape
Present findings and insights to stakeholders across the business
Support continuous improvement of processes, reporting, and decision-making approaches
Use data and market insight to produce clear commercial recommendations
Explore and apply AI and modern tools to improve research, analysis, and efficiency

Experience and skills required for the role of Mortgage Product & Risk Analyst:

Numeracy and analytical skills, with the ability to analyse data, support modelling, and collate qualitative information - market research
Ability to interpret and combine multiple sources of information to generate clear, structured insight
Strong attention to detail and a methodical, well-organised approach to work
Good communication skills with the ability to build effective relationships with stakeholders
Curious mindset with a strong desire to learn and develop expertise within the mortgage
Exposure to analytical tools such as SQL, Python, or SASDesirable, not essential:

Experience in credit risk and pricing or product analytics with knowledge of UK mortgages processes, products, criteria, preferably residential mortgages
Experience using AI tools to support research, analysis or process improvement

For more information regarding the role of Mortgage Product & Risk Analyst, please contact us

Stellar Select is acting as an employment agency and is a corporate member of the REC.

Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days
Additional Information / Benefits
Benefits
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