Associate Director, Commercial Real Estate

Job Description

Join a high-performing team at the centre of complex Commercial Real Estate (CRE) financing across the UK and Europe. As an Associate Director, you will play a key role in structuring and executing sophisticated transactions, partnering with clients and senior stakeholders to deliver tailored financing solutions.

You will combine strong analytical capability with commercial insight to support structured finance deals (e.g. loan‑on‑loan, warehouse facilities, CMBS), manage risk effectively, and drive deal execution end‑to‑end. This is a highly collaborative role offering exposure to senior stakeholders, cross‑product teams, and a dynamic deal pipeline.

We are committed to building an inclusive environment where diverse perspectives are valued, and we welcome applications from all backgrounds.

• Develop and critically assess detailed financial models and credit papers to support complex structured finance transactions
• Partner with senior deal teams to originate and structure bespoke CRE financing solutions across UK & Europe
• Collaborate across Credit, Legal, Compliance and Operations to ensure smooth and compliant deal execution
• Take ownership of deal progression — from pipeline management through to execution and documentation
• Monitor portfolio risk and maintain ongoing engagement with stakeholders to ensure effective risk control
• Analyse pricing trends, market dynamics and public transactions (e.g. CMBS) to inform decision‑making
• Drive governance and control processes (e.g. RCAF, PSR, BCA), ensuring adherence to internal standards
• Identify cross‑selling opportunities and contribute to broader client relationship strategies

• Develop and critically assess detailed financial models and credit papers to support complex structured finance transactions
• Partner with senior deal teams to originate and structure bespoke CRE financing solutions across UK & Europe
• Collaborate across Credit, Legal, Compliance and Operations to ensure smooth and compliant deal execution
• Take ownership of deal progression — from pipeline management through to execution and documentation
• Monitor portfolio risk and maintain ongoing engagement with stakeholders to ensure effective risk control
• Analyse pricing trends, market dynamics and public transactions (e.g. CMBS) to inform decision‑making
• Drive governance and control processes (e.g. RCAF, PSR, BCA), ensuring adherence to internal standards
• Identify cross‑selling opportunities and contribute to broader client relationship strategies

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you.

You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle
  , continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together
  , we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance
  , with flexible and voluntary benefits available in some locations.
• Time‑off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and…