Financial Risk Senior Associate​/Manager

Hello, we’re Starling. We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way. We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone.

We employ more than 3,500 people across our London, Southampton, Cardiff and Manchester offices.

To support our ongoing growth, we are looking to recruit a Financial Risk Associate/Manager within our 2nd Line Risk function, reporting to the Head of Capital Risk. This role involves supporting the Director of Financial Risk and the Head of Capital Risk with the oversight and evaluation of capital risk, climate‑related financial risk, and resolution & recovery planning, alongside undertaking data and scenario analysis.

This is a hands‑on, analytical role offering senior management exposure and excellent opportunities for professional development. It represents a fantastic opportunity to join a growing fintech firm and help shape our approach to managing financial risk.

• Oversight & Evaluation: Supporting the Head of Capital Risk with the review and evaluation of the bank’s Recovery Plan, Resolvability Assessment Framework, ICAAP, stress testing processes, and climate risk assessments (including compliance against SS5/25).
• Assurance & Review: Undertaking assurance and model reviews to provide robust oversight of risk controls, policy implementation, and the accuracy of management information and prudential regulatory reporting.
• Strategic Input: Contributing to the setting of the Capital Risk Appetite and reviewing strategic initiatives to evaluate key assumptions and their impact on capital and resolvability.
• Data Analysis: Performing thorough data analysis, including evaluating climate risk data and business plan assumptions.
• Communication: Preparing and writing financial risk reports for the Executive and Board Risk Committees.

We are looking for a collaborative, analytical professional who brings:

• Professional
  
  Experience:
  
  Demonstrable experience within a bank, consultancy firm, or regulatory environment.
• Industry Knowledge: Practical experience or a deep understanding of ICAAP, stress testing, prudential regulatory developments, or the Resolvability Assessment Framework is highly desirable.
• Analytical
  
  Skills:
  
  Robust financial and scenario analysis skills with a high level of accuracy and attention to detail.
• Adaptability: A flexible approach to balancing competing priorities, managing expectations, and navigating a changing environment.
• Interpersonal
  
  Skills:
  
  A proactive, growth‑oriented mindset with the ability to provide constructive feedback and handle complex situations with diplomacy.

• 25 days holiday (plus take your public holiday allowance whenever works best for you)
• An extra day’s holiday for your birthday
• Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
• 16 hours paid volunteering time a year
• Salary sacrifice, company enhanced pension scheme
• Life insurance at 4x your salary
• Private Medical Insurance with Vitality Health including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr & Mrs Smith and Peloton
• Generous family‑friendly policies
• Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
• Access to initiatives like Cycle to Work and Salary Sacrificed Gym partnerships

You may be put off applying for a role because you don't tick every box. Forget that! While we can’t accommodate every flexible working request, we’re always open to discussion. So, if you’re excited about working with us, but aren’t sure if you’re 100% there yet, get in touch anyway.

We’re on a mission to radically reshape banking – and that starts with our brilliant team. Whatever came before, we’re proud to bring together people of all backgrounds and experiences who love working together to solve problems.

Starling Bank is an equal opportunity employer, and…