Senior Development Finance Underwriter

£70,000 - £90,000 + Performance Bonus + Private Healthcare + Comprehensive Benefits Package

London | Hybrid Working

If you’re an experienced Development Finance Underwriter looking for greater influence, visibility and exposure to complex transactions, this could be worth a conversation.

We’re working exclusively with a highly respected specialist property lender that has built an excellent reputation within the development finance market. Following a period of sustained growth, they are looking to appoint a Senior Development Finance Underwriter to join their high-performing team.

This is an opportunity to move beyond simply processing credit papers. You’ll be trusted to shape lending decisions, challenge assumptions, and work closely with experienced originators, credit professionals and senior stakeholders on a diverse range of development finance transactions.

You’ll take ownership of the underwriting process from initial assessment through to credit approval, supporting residential, mixed-use and commercial development transactions across the UK.

• Assessing and underwriting development finance applications
• Reviewing development appraisals, build costs, cashflows and exit strategies
• Conducting detailed borrower, sponsor and project due diligence
• Preparing and presenting lending recommendations to Credit Committee
• Identifying key risks and proposing appropriate mitigants
• Working closely with Relationship Directors and Origination teams to structure transactions
• Supporting the successful completion and ongoing performance of facilities
• Building strong relationships with brokers, developers, valuers, surveyors and legal partners

We’re looking for someone who combines strong technical underwriting ability with sound commercial judgement.

• Strong understanding of property development, construction and lending risk.
• Experience reviewing development appraisals and financial models.
• Excellent credit analysis and report writing skills.
• The confidence to challenge and influence lending decisions.
• A pragmatic, solutions-focused approach.
• Strong communication and stakeholder management skills.

• Performance-related bonus.
• Professional development and career progression opportunities.
• Exposure to high-quality transactions and experienced industry professionals
• A collaborative, entrepreneurial culture where your opinion genuinely matters.

This is a business where underwriters are valued as commercial partners, not just gatekeepers.

You’ll have direct exposure to decision-makers, the opportunity to influence lending outcomes, and the chance to work on interesting, complex transactions within a supportive and ambitious environment.

If you’re looking for a role where your expertise is recognised and your contribution genuinely makes an impact, we’d love to hear from you.

Apply in confidence for a confidential discussion.