Senior Credit Officer – Political Risk

At AIG, we are reimagining the way we help customers manage risk. Join us as a Political Risk Credit Officer and grow your skills while contributing to our Credit Risk Team in London.

• Credit Analysis
  • Perform annual credit reviews and ORR (grade) recommendations for Structured Credit and Project Finance obligors within the PRG UK portfolio.
  • Provide credit analysis across transactions of various Political Risk products and Trade Finance and contribute toward deal memos regarding Credit Risk.
  • Establish limits on appetite as per obligor group to support specific transactions and provide general capacity.
  • Execute approvals based on own authority to be delegated or present review results to internal authority holders.
  • Perform obligor visits/calls as needed and participate on market presentations for Investors/Analysts.
  • Participate on internal presentations of transactions covering Credit risk of obligor.
• Portfolio Management
  • Ensure ORR coverage for all Buyer names in the assigned portfolio of Buyer groups.
  • Ensure ORR aging is within Credit Lines and AIG Credit Policy Guidelines.
  • Ensure max exposure limits are in place and in date for all obligor groups assigned to the managed portfolio.
  • Ensure all approvals and related supporting materials are documented and saved within the appropriate credit management systems.
  • Respond to ad‑hoc exposure inquiries from Credit Lines or Enterprise Risk management.
  • Respond to UW ad‑hoc requests for credit appetite to specific renewals and/or new business opportunities in a time‑efficient manner.
• Team Collaboration
  • Collaboration with the Heads of the Credit Lines business to support achievement of Credit Lines business objectives.
  • Collaboration with PRG & TF Underwriters regarding PRG UK Portfolio obligors to obtain information required for the assessment.
  • Collaboration with PRG & TF Underwriters regarding Structured Transactions.

• Minimum 10 years’ credit risk and transaction analysis experience developed within a leading bank, trade credit or equivalent organisation.
• Experience of using different market leading credit risk analysis techniques and tools.
• Understanding of Credit Lines products and their respective credit risk drivers and mitigants.
• Strong communication skills, written and oral, presentations.
• Organisational skills and project management.
• Ability to manage time pressure, deadlines and competing tasks/ prioritise on behalf of the credit officer team.
• Ability to handle a varied workload in a diverse and growing portfolio.
• Proven decision making skills.
• Interpersonal skills – team player with internal and external stakeholders/clients.
• Multiple languages helpful, ability to engage with diverse, global teams.
• Willingness to travel regionally is desirable.
• Business acumen.
• Ability to work in a changing environment.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

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