Wealth Planner - Wealth Management

Job Description

Purpose of the role:
To establish and nurture profitable partnerships with both corporate and individual clients, acting as the bridge between the bank’s offerings and client needs to ensure mutual benefit and long‑term success.

• Manage client relationships to identify financial goals, challenges, and risk tolerance.
• Analyze data from investment portfolios and cash flow to identify trends, insights, and areas for improvement.
• Research industry trends, regulatory landscape, and competitive environment to inform strategic recommendations.
• Design customized solutions that address specific client needs and objectives using the bank’s portfolio of products and services.
• Communicate the value proposition of proposed solutions, justify recommendations, and negotiate terms beneficial to both client and bank.
• Provide guidance to support clients’ financial decisions, offering expert investment, risk‑management, and wealth‑management advice.
• Assess financial, legal, and operational risks associated with client relationships and implement measures to minimise potential losses.
• Document all client interactions, transactions, and agreements to ensure transparency and auditability.
• Monitor client satisfaction, revenue generated, and other metrics to evaluate the effectiveness of relationship‑management efforts.

• Advise and influence decision‑making, contribute to policy development, and take responsibility for operational effectiveness.
• Collaborate closely with other functions and business divisions.
• Lead a team performing complex tasks, delivering on work that impacts the whole business function.
• Set objectives, coach employees, appraise performance, and determine reward outcomes.
• Demonstrate the four LEAD behaviours:
  Listen, Energise, Align, and Develop.
• Consult on complex issues and guide team members through structured assignments.
• Identify new directions for assignments and/or projects, using cross‑functional methodologies to meet required outcomes.
• Identify ways to mitigate risk and develop new policies and procedures to support governance and control agendas.
• Engage in complex analysis of data from multiple sources and communicate complex information to stakeholders.

• Recognised financial planning qualification at RDR Level4 or above (essential).
• Working knowledge of financial markets, products, and regulatory frameworks; ability to explain complex topics clearly.
• Proficiency in using digital tools to support client conversations and build trust.
• Careful approach to identifying and managing risk while maintaining high standards of compliance.
• Experience engaging with internal teams and external networks to welcome new clients and grow relationships.
• Broad exposure to the financial services industry, especially retail regulated products and asset management.
• Familiarity with pensions, investment advice, and UK taxation.
• Experience managing risk within a client portfolio.
• Adaptability and curiosity in a fast‑evolving environment.

This role is based in London.

This role is deemed a Certified role under the PRA & UK Financial Conduct Authority – Individual Accountabilities Regulations and may require the holder to maintain mandatory regulatory qualifications or meet internal benchmark qualifications.