CDD Advisory Analyst - FTC

CDD Advisory Analyst Overview

Are you ready to write your next chapter? Make your mark at one of the biggest names in payments. We’re looking for a CDD Advisory Analyst to join our ever‑evolving Enterprise Customer Due Diligence team and help us unleash the potential of every business.

What you’ll own as the CDD Advisory Analyst:

• Conduct thorough research and analysis on emerging financial risks, regulatory developments and industry best practices to inform decision making.
• Provide expert advice on complex CDD and financial crime matters, ensuring consistent application of policies and standards.
• Have a clear understanding of the risk exposure in respect of new products, clients and business models.
• Provide clear and pragmatic guidance on network rules, regulatory requirements and complex queries.
• Translate regulatory and policy requirements into clear operational requirements and documentation ensuring consistent and effective implementation.
• Conduct impact assessments arising from new or updated regulatory requirements, internal policy changes or shifts in risk appetite, evaluating implications across the client portfolio, onboarding, and ongoing monitoring frameworks.
• Assess client‑level impacts (e.g., re-risking, remediation, enhanced due diligence requirements) and support prioritisation and execution of necessary actions.

• Contribute to the implementation of oversight mechanisms to monitor the effectiveness of financial crime processes.
• Identify and track emerging risks or control gaps and support remediation and implementation of relevant change activity to mitigate risks.
• Support the resolution of issues arising from internal and external audits and remediation efforts.

• Identify opportunities to improve processes and controls, proposing practical and scalable solutions.
• Develop and apply an understanding of how AI and advanced analytics can enhance CDD processes, including onboarding, monitoring, and risk assessments.
• Support the adoption and governance of AI‑driven solutions (e.g., transaction monitoring models, screening optimisation, entity resolution, or risk scoring tools).
• Assess risks associated with AI usage in financial crime compliance (e.g., model bias, explainability, auditability) and ensure alignment with regulatory expectations.
• Collaborate with wider teams to improve the effectiveness, efficiency, and scalability of CDD operations through automation and AI‑enabled tooling.

• Build and maintain effective working relationships with internal and external stakeholders.
• Collaborate cross‑functionally to ensure financial crime risks and controls are appropriately documented, assessed and mitigated.
• Act as a key liaison between advisory, operations, and delivery teams to ensure alignment on impact assessments and implementation plans.
• Draft and deliver clear, concise communications on portfolio impacts, risk exposure, mitigation strategies, and regulatory requirements for senior management and wider business teams.
• Participate in internal forums and contribute to financial crime awareness and advocacy across the organisation.

Proactively engage in training and development initiatives to strengthen expertise in financial crime, regulatory requirements, and risk management practices. Contribute to a high‑performing, collaborative team environment by sharing knowledge, insights, and best practices. Foster a collaborative culture through clear communication and active participation across the wider CDD community. Continuously build a strong understanding of risk management frameworks while maintaining a client‑centric and commercially aware approach in all activities.

• Essential:
  Minimum of 5 years of experience in regulatory compliance and operational roles with a strong focus on financial crime prevention.
• Experience in first‑line advisory, providing guidance on financial crime matters, interpreting policies, and ensuring compliance.
• Experience conducting impact assessments and translating regulatory changes into operational and client‑level outcomes.
• Understanding of technology and AI applications in financial crime, including associated risks and governance.
• Proven track record in managing procedures and updates related to financial crime prevention.
• Experience in preparing compliance advice for prospect clients and managing multiple compliance projects simultaneously.
• Bonus:
  Experience in payment service, fintech or digital banking.
• Bonus:
  Familiarity with regulatory bodies such as FCA or DNB.
• Bonus:
  Experience using tools such as Orbis, Fenergo, Actimize, Salesforce.
• Bonus:
  Exposure to AI/ML‑enabled compliance or automation tools.
• Relevant professional qualifications, e.g., Diploma in AML or Financial Crime, CAMs certification.