KYC & Credit Specialist

Our client is an established Oil trading company, with physical assets globally. They actively source, refine, market and trade Crude Oil and Oil products, and associated financial derivatives.

As the Credit Risk Analyst, you will support the Group’s credit management activities with a particular focus on client onboarding, KYC documentation, and sanctions screening to ensure compliance with internal policies and regulatory requirements.

The role involves collecting and verifying counter party information, maintaining complete and accurate credit files, and ensuring data integrity within internal risk systems. In addition, the analyst assists in preparing credit analysis and limit reviews under supervision. A key part of the role is maintaining and updating credit risk data, supporting reporting processes, and contributing to the development of dashboards and portfolio monitoring tools (PowerBI knowledge is an advantage).

The position requires strong organizational skills, the ability to manage multiple priorities in a fast‑paced environment, and a structured, detail‑oriented approach to risk control and system maintenance.

• Support the implementation and maintenance of the credit risk principles, policies, and procedures
• Credit analysis:
  Participate in initial and ongoing due diligence of clients including financial analysis, KYC and Sanctions screening.
• Perform preliminary quantitative and qualitative credit assessments under supervision. Prepare draft credit analysis and internal rating proposal for review by senior team members.
• Support the annual and periodic credit review process across the portfolio.
• Assist in a timely manner in reviewing new trade requests and preparing supporting analysis for risk‑based recommendation.
• Relationship management: proactively liaise and coordinate with internal stakeholders (Sales & Trading, Legal, Operations, Finance) to gather required information. Build strong working relationships with external counter parties. Track outstanding documentation and follow up proactively.
• Risk monitoring: support regular exposure monitoring. Update and maintain internal credit risk dashboard and reports (Power BI knowledge is an advantage).
• Trading/Lending documentation:
  Help maintain documentation logs and renewal calendar. Coordinate internally with Legal and externally with clients in negotiating and maintaining ISDA/CSA and EFET terms, Brokerage Agreements etc.
• Support monitoring of activities and trends in energy and trading industry, analyse and provide insights on their possible impact to the Company's credit risk exposure and appetite.
• Identify and report credit risks based on financial, operational or market development or any early warning indicators. Ensure timely escalation of risks, limit breaches or delay in documentation.

• Bachelor’s or Master’s degree in Finance, Economics, Business, or related field
• 2-4 years of experience in KYC, credit risk, banking, audit, commodities, or financial analysis
• Confident working with new systems and digital tools; not afraid to navigate, explore, and understand how systems function
• Curious mindset with the ability to quickly learn and adapt to new platforms and internal risk tools.

• Knowledge of PowerBI or other data visualization tools
• Understanding of energy trading or commodities markets
• Highly organized and detail-oriented
• Able to work independently within defined frameworks
• Capable of handling multiple priorities in a fast‑paced trading environment.