Trade and Product Risk Financial Crime Manager

Join us as a Trade and Product Risk Financial Crime Manager as a Senior VP within 1st Line of Defence (LOD) Financial Crime Execution responsible for the end-to-end assessment and oversight of inherent financial crime risk within Trade & Working Capital (TWC) product design globally. The role provides deep subject matter expertise on TWC products and associated financial crime risks, ensuring that product structures, control frameworks and risk assessments are robust, fit-for-purpose and aligned to regulatory expectations.

Acting as the primary FCE interface for TWC product teams and 2

LOD Compliance, the role leads Financial Crime engagement across New Amended Product Approval (NAPA), Product Reviews and ongoing product lifecycle governance, ensuring risks are effectively understood, mitigated and continuously monitored across the TWC product suite.

• Knowledge of AML, sanctions, fraud and Trade-Based Money Laundering (TBML) risks within Corporate Banking and Trade Finance and Working Capital.
• An understanding of Trade & Working Capital products and, associated Financial Crime typologies and product-specific control considerations.
• Experience in assessing complex corporate ownership structures, beneficial ownership, nominee arrangements and cross-border risk.
• Experience in mapping and assessing trade transaction flows and identifying financial crime risks and determining whether control coverage is appropriate to the risk.
• Good understanding of FCA expectations, JMLSG guidance, UK Money Laundering Regulations and Financial Crime governance frameworks.
• Experience of NAPA, product governance processes and product lifecycle risk management.

• Experience of digitalisation and use of AI

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen, strategic thinking, and digital and technology, as well as job‑specific technical skills.

This role is based in London.

To provide support to the Chief Risk Officer(S) in the implementation and ongoing effectiveness of the bank's risk management framework across various business units and functions.

• Implementation support of risk management policies, standards, procedures, and controls across the bank.
• Assessment and promotion of risk management awareness and risk controls and culture.
• Review, challenge and monitoring of the effectiveness of existing risk management practices and identifying areas for improvement.
• Identification of new and emerging risks, and assessing the likelihood and impact of identified risks, and recommending appropriate mitigation strategies.
• Management and operation of associated committees, forum and meetings.
• Maintenance of risk inventories and governance documentation.

• To contribute or set strategy, drive requirements and make recommendations for change. Plan resources, budgets, and policies; manage and maintain policies/ processes; deliver continuous improvements and escape breaches of policies/procedures.
• If managing a team, define jobs and responsibilities, planning for the department’s future needs and operations, counsel employees on performance and contribute to employee pay decisions/changes. They may also lead a number of specialists to influence the operations of a department, in alignment with strategic as well as tactical priorities, while balancing short and long term goals and ensuring that budgets and schedules meet corporate requirements.
• If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.
• OR for an individual contributor, they will be a subject matter expert within own discipline and will guide technical direction. They will lead collaborative, multi-year assignments and guide team members through structured assignments, identify the need for the…