Securitisation Credit Risk Manager AVP​/VP

About the Role

Global bank seeks an AVP and VP level Securitisation Credit Risk manager.

Requiring deeper, hands-on securitisation experience, particularly in transaction structuring, execution, and credit decisioning with deal-led exposure.

• Assisting senior members of the team in reviewing securitisation credit applications and making balanced, timely and thoughtful credit decisions within the firm’s risk appetite.
• Making recommendations to senior management on transaction-specific files and actively monitoring the portfolio in line with internal policies and regulatory guidelines.
• Representing the credit division at internal forums within the region.
• Supporting Group Heads in the continuous development of CIB Credit for EMEA’s credit risk framework, risk-appetite, portfolio monitoring and early-warning frameworks.
• Ensuring a high quality of written and verbal work and contributing to strategic initiatives within CIB Credit for EMEA.
• Developing knowledge of the various industry sectors, countries, players and financial and legal structures within securitisation and committing to further learning.
• Demonstrating the Risk Culture Pillars by identifying and mitigating risk, actively managing risk, taking proactive ownership, and modelling risk partnership with colleagues.

Experience in a credit or structuring role in securitisation transactions.

Knowledge of a range of asset classes including auto, consumer credit, RMBS and trade receivables.

Knowledge of working-capital (receivables/asset-backed) transactions and other structured products.

Experience working in financial institutions carrying out credit work for corporate and/or structured finance area.

Experience in corporate banking and/or structured finance.

• Experience in investment banking in credit or front office.
• Credit, rating agency, legal or accounting background.

• Credit assessment and credit risk management skills.
• Knowledge of credit, risk management, market and legal aspects of securitisation.
• Knowledge of credit and risk principles, products, derivatives and management.
• Interpersonal skills with ability and experience to communicate to both senior management and junior staff.
• Master’s degree.
• Willingness to learn new asset classes, jurisdictions, framework and regulatory initiatives.
• Results driven, with a strong sense of accountability.
• A proactive, motivated approach.
• The ability to operate with urgency and prioritize work accordingly.
• A structured and logical approach to work.