Credit Risk Analyst - Mortgages
Job in
Greater London, London, Greater London, W1B, England, UK
Listed on 2026-07-06
Listing for:
JSS
Full Time
position Listed on 2026-07-06
Job specializations:
-
Finance & Banking
Risk Manager/Analyst, Credit Analyst, Banking Analyst, Banking & Finance
Job Description & How to Apply Below
JSS have partnered with a specialist Mortgage Lender on the search for a Credit Risk Analyst to be based out of their London office. This role involves monitoring portfolio performance and implementing changes to credit policy and decisioning, with the ideal candidate coming from a credit risk background within the mortgages space.
Responsibilities- Review and analyse loans within portfolio
- Ensure lending criteria are reflected in underwriting processes and support further development of lending criteria
- Monitor new business pipeline and communicate with adjacent teams
- Quality assessment of underwriting decisions and general consistency checks
- Reporting on portfolio, including exceptions and risk trends
- Development of automated decisioning and stress test scenarios
- Strong knowledge of mortgage products, including regulations and underwriting processes
- Strong experience of credit risk within mortgages sector
- Analytical and quantitative skills, including portfolio analysis and risk modelling
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