Associate Director; VP​/Senior Manager level), Group Risk Management, Wholesale Credit Risk; Cor

What is the opportunity?

The Corporate Credit Risk team is responsible for the credit analysis, adjudication and monitoring of wholesale credit risk within RBC Capital Markets in Europe and Australia.

• Conduct comprehensive risk assessments and assign Borrower Risk Ratings and Loss Given Default segments for portfolio counter parties.
• Evaluate loan originations, adhering to the Bank’s risk appetite, including risk limits, material exposures, and concentration.
• Timely monitoring and escalation of credit issues across lending and trading names to your reporting line.
• Approve or recommend new credit exposure within delegated authorities.
• Engage proactively with front office and other teams within RBC to ensure risk management aligns with RBC’s risk appetite.
• Support RBC Capital Market’s growth strategy across UK, Continental Europe, and Australia.

• Advanced analytical capability in complex loan structures, financial analysis, and business risk assessment.
• Ability to effectively evaluate business and financial risk, supported by company reporting, financial, commercial, technical, and legal due diligence.
• Solid knowledge in different industry sectors, assessing their different competitive market dynamics and financial metrics to facilitate evidence-based credit decision.
• Proficiency in using and reading Excel based financial models and forecast scenario analysis.
• High level of drive and motivation to manage and prioritise multiple concurrent credit requests to tight client deadlines.
• Strong verbal and written delivery of transaction presentations for decision‑making.
• Good team player and high command of interpersonal and communication skills as role requires continual engagement within the team and business partners in Investment Banking, Leverage Finance, Corporate Banking, and Derivatives Desk.

• Corporate loan origination or rating agency background.
• Accounting or CFA qualification.
• In addition to robust corporate credit skills, experience in leveraged finance and/or project finance.

• A comprehensive Total Rewards Program including bonuses, flexible benefits and competitive compensation.
• Leaders who support your development through coaching and managing opportunities.
• Opportunities to work with the best in the field.
• Ability to make a difference and lasting impact.
• Work in a dynamic, collaborative, progressive, and high‑performing team.
• A world‑class training program in financial services.

RBC Group does not accept agency resumés. Please do not forward resumés to our employees, nor any other company location. RBC Group only pays fees to agencies where they have entered into a prior agreement to do so and in any event does not pay fees related to unsolicited resumés. Please contact the Recruitment function for additional details.

Business Data Analysis, Credit Analysis, Critical Thinking, Database Queries, Data Visualization, Decision Making, Long Term Planning, Operational Delivery, Quantitative Methods, Risk Management