Product and Proposition Manager

You will join the Future Xcelerator Programme, a two-year accelerated development opportunity designed for high-potential, future-focused talent with a passion for technology, data and innovation. In this role, you will align to business-critical initiatives across Business Banking. Using data, insight and emerging technologies, including AI, you will help shape smarter, more intuitive banking solutions. You will support the development of customer-focused products and propositions, contribute to strategic change initiatives, and help solve real business banking challenges that improve client outcomes and drive growth.

From day one, you will gain broad exposure to how a large financial services organisation operates, while building the commercial, strategic and customer-led thinking needed to make a meaningful impact.

You will rotate across key areas of Business Banking, including Customer Journey Labs, Product and Transformation, Strategy and Segmentation, Structured Finance and Relationship Management, giving you the opportunity to build breadth of experience and an internal network. You will work closely with senior stakeholders and cross-functional teams across the business, including Risk, Compliance and Technology, to help deliver well-controlled, sustainable solutions and support the end-to-end lifecycle of product and proposition development.

Throughout the programme, you will benefit from structured development, tailored coaching and cohort-based learning, and by the end of the two years, you will be established in a permanent role within Business Banking with the skills, insight and exposure to continue growing your career with confidence.

To be successful in the Xcelerator Programme, you will have experience with:

• Analytical and problem‑solving skills.
• An interest in AI, digital technology and innovation in financial services.
• Clear communication skills and the ability to work well with stakeholders.
• The ability to work effectively in a fast‑paced, changing environment.
• An understanding of risk, governance and compliance in a regulated setting.
• A genuine interest in the future of financial services and improving customer outcomes.
• Experience in consulting, financial services or a fintech environment.
• Prior experience of a role in transformation, strategic change, or product and proposition development.
• Academic background, professional qualification, or equivalent relevant experience.

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job‑specific technical skills.

This role can be based in London, Manchester or Birmingham. Barclays operates a hybrid working model, and colleagues in this role will be expected to attend the office on agreed anchor days in line with the team they join.

To manage and develop existing and new products and/or services; and where applicable, ownership of related customer and colleague journeys, develops the product strategy, drive change through Barclays execution teams, make key decisions in the product lifecycle and own associated outcomes for customers, colleagues and the bank, achieved through appropriate service level agreements, regulatory compliance, risk management and controls.

• Development of customer level strategies & solutions that are tailored to customers’ needs.
• Subject Matter Expert in the applicable Product/Proposition team and be able to confidently guide and advise stakeholders at all levels in the Bank on the application of existing and new products/propositions and related customer and colleague journeys.
• Development of product propositions, and/or service strategy, define the priorities for delivering the outcomes needed to deliver the strategy and lead execution of the priorities.
• Development of different commercial and business models through a strong understanding of the financial drivers of the P&L for the relevant segment/ proposition/ journey.
• Evaluation of the technical feasibility, legal compliance, and potential risks associated with the development and…