Senior Credit Officer – Financial Sponsors

• Lead the independent assessment, approval and ongoing management of credit risk across a portfolio of Financial Sponsor clients
• Cover subscription finance, NAV lending, derivatives, liquidity and related products
• Shape sector strategy, risk appetite, policy and portfolio management practices
• Provide robust challenge to business stakeholders while supporting sustainable growth
• Exercise delegated credit authority and deputise for the Sector Head when required
• Provide independent assessment and approval of lending, trading limits and internal ratings
• Provide thought leadership and support senior governance forums
• Act as a recognised subject matter expert within Financial Sponsors
• Lead management of Financial Sponsor relationships using forward-looking risk analysis
• Drive development of sector strategy, mandates, policies and portfolio management practices
• Build relationships with senior stakeholders across Coverage, Product, Risk and Credit functions
• Lead continuous improvement across data quality, controls, management information and credit processes
• Keep senior management apprised of horizon risks and portfolio issues, suggesting mitigations
• Coach and upskill other department members

• Significant experience in Fund Finance and/or Financial Sponsors credit risk management within 1
  
  LOD and/or 2
  
  LOD environments
• Extensive experience in credit underwriting, transaction structuring, delegated credit approval and portfolio management
• Deep understanding of Financial Sponsors, Fund Finance structures, lending products, counter party credit risk and associated legal frameworks
• Strong understanding of lending products, derivative products and associated legal documentation
• Expert credit underwriting and approval skills
• Expert numerical analysis skills
• Strong written and oral communication skills
• Proven ability to influence and challenge senior stakeholders while balancing commercial objectives and risk discipline
• Strong leadership presence and ability to drive decision-making, build consensus and deliver strategic outcomes
• Ability to learn new products, sectors and external-environment changes quickly
• Ability to coach and upskill colleagues
• Exceptional organisation skills and ability to prioritise multiple workloads and meet deadlines
• Ability to coordinate multiple work streams and deliver against tight timelines
• Ability to build and maintain trusted stakeholder relationships using influencing and negotiating skills
• Bachelor's degree in Finance, Economics, Accounting, Mathematics or related discipline, or equivalent experience
• Professional qualifications such as CFA, ACA, ACCA or FRM are desirable
• Strong understanding of banking products, credit approval processes and relevant regulatory frameworks
• Demonstrable expertise in Financial Sponsors, Fund Finance and associated market developments
• Previous experience in a senior Credit, Underwriting, Portfolio Management or Coverage role

Demonstrates extensive expertise in Credit Risk Management, particularly within Financial Sponsors and Fund Finance, with a strong focus on credit underwriting, transaction structuring, and portfolio management. Proven ability to influence senior stakeholders and drive strategic outcomes while maintaining robust risk discipline.

• Credit Risk Management
• Credit Underwriting
• Financial Sponsors Expertise
• Portfolio Management
• Stakeholder Relationship Management

• Credit Approval
• Numerical Analysis
• Transaction Structuring
• Risk Analysis
• Lending Products Knowledge
• Derivatives Knowledge
• Legal Framework Understanding
• Portfolio Management Practices
• Data Quality Improvement
• Credit Processes Management

• Written Communication
• Oral Communication
• Influencing Skills
• Leadership Presence
• Organizational Skills

• CFA
• ACA
• ACCA
• FRM

• Fund Finance
• Financial Sponsors
• Credit Approval Processes
• Regulatory Frameworks
• Market Developments