Credit Director
Job in
Greater London, London, Greater London, W1B, England, UK
Listed on 2026-08-09
Listing for:
CBC Recruitment Solutions
Full Time
position Listed on 2026-08-09
Job specializations:
-
Finance & Banking
Credit Analyst, Risk Manager/Analyst, Banking & Finance, Corporate Finance
Job Description & How to Apply Below
Credit Director – Commercial Banking London / South East – hybrid – three days in the office c.£100,000 to £150,000 per annum plus good bonus, shares, pension, healthcare
Our client is an established specialist bank that provides innovative lending and savings products to the UK commercial banking and retail consumer sectors.
As it continues to expand it is keen to appoint an experienced credit risk specialist to assess and make lending decisions on new business in the trading business / debt finance sectors.
The roles:- Analysing potential new lending applications and working closely with the commercial, analytics and leadership teams to make informed underwriting decisions and deliver high quality credit papers and recommendations for credit committee.
- Working collaboratively with the Debt Finance Directors who typically source new lending business in the £1 million to £50 million range.
- Making recommendations on deal structures to assist the customers and maintain the quality and quantity of new business written.
- Support the Legal, Deal Execution and Portfolio Management teams when necessary to get transactions 'over the line' and maintain the integrity of the facilities post-drawdown.
- Assisting the leadership team and Head of Credit with credit risk policy initiatives and strategic projects when necessary.
- An experienced banker with a working knowledge of commercial banking, corporate banking, cashflow and / or structured lending.
- Strong credit risk analysis skills with a preference for some sector experience in Healthcare, Hospitality and Leisure, Manufacturing and Financial Sponsors.
- At least five years of sanctioning experience working in a bank credit risk function.
- A good knowledge of credit risk models associated with the analysis of SME clients and an understanding of the wider risks associated with SME lending.
- Able to conduct customer and colleague discussions and negotiations and make timely decisions in a driven and sometimes demanding environment.
- Able to adapt to a demanding, entrepreneurial and innovative bank / fintech environment.
The rewards for strong performers is a good basic salary, good bonus potential, shares and a good benefits package.
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