Manager – Debt Capital Markets

Working Pattern: Hybrid (usually 2-3 days a week in the office).

We care about your wellbeing, not just your work. Our benefits are designed to support your life, your health and your growth:

• Holidays: 25 days (rising to 30) + buy/sell up to 5 days + swap up to 4 bank holidays.
• Pension: Up to 10% employer contribution.
• Family Leave: Enhanced maternity and 4 weeks’ paternity from day-one, shared parental leave, paid neonatal care leave and support for adoption and surrogacy
• Fertility Support: Paid time off for fertility treatment and appointments, available to birth parents and partners, with confidential support and flexible adjustments where needed
• Workations: Work abroad for up to 20 days a year in approved countries.
• Birthday Leave: Your birthday off—paid.
• Learning: Access to Linked In Learning for all colleagues.
• Financial Wellbeing: Free Snoop Premium subscription.
• Healthcare: Self-pay Denplan & optional Private Medical Insurance.

This is a great opportunity to play a key role in how Vanquis funds its future. As Manager – Debt Capital Markets, you’ll help shape and manage wholesale funding activity that supports our customers, strengthens our balance sheet and gives senior leaders the insight they need to make confident decisions. You’ll work with complex data, capital markets transactions and a wide range of internal and external partners, turning technical analysis into clear outcomes that support

You’ll join the Debt Capital Markets team within Group Treasury, reporting to the Head of Asset Liability Management. The team is responsible for identifying, measuring, managing and controlling the Group’s wholesale funding requirements, making sure funding activity is well governed, aligned to our risk appetite and meets relevant regulatory requirements. In this role, you’ll manage key activity across existing and future capital markets issuances, helping to maintain investor confidence and support Vanquis’ funding strategy.

• Support the development of wholesale funding plans and analysis of intragroup funding needs, making sure updates are organised, accurate and completed on time.
• Assess proposed funding transactions, including cost and benefit analysis, to help determine whether they meet the Group’s target funding structure.
• Analyse financial market trends, investor appetite and funding options, turning complex information into clear recommendations for senior stakeholders.
• Coordinate and support capital markets transactions and projects, managing plans through to completion and reviewing outcomes after launch.
• Create, validate, document and maintain funding models, including loan pool forecasts, cash flow forecasts and stress testing scenarios.
• Manage investor reporting, early warning indicators, covenant compliance and requests from investors during marketing and after transactions close.

We’re looking for someone who can bring technical expertise, sound judgement and a collaborative approach to a role that has a real impact on our funding strategy and investor confidence.

• Strong experience in a capital markets or treasury function within financial services.
• Hands‑on securitisation experience, with an understanding of debt capital markets, debt issuance and hedging instruments.
• Understanding of the typical credit analysis and perspectives of debt investors across the capital structure.
• Confidence working with large, complex data sets, including building and reviewing models in Microsoft Excel.
• Detailed knowledge of the characteristics of a variety of loan products used in the business, specifically auto loans, unsecured loans and credit cards.
• Demonstrable experience building and maintaining key external relationships, including external advisors such as legal firms, rating agencies, accountants and auditors.
• The ability to turn data into useful management information and clear recommendations.
• Experience of Microsoft VBA or SQL would be beneficial
• Demonstrable experience using AI to analyse data is highly beneficial

We use AI to help organise applications and surface early matches, but all…