Enterprise Risk Analyst

Experteer Overview In this role you will integrate macroeconomic insights with Monzo's strategic risk framework to inform executive decision-making. You'll build and maintain dashboards that fuse internal data with external signals, strengthening risk oversight across markets. You'll collaborate with cross-functional teams to communicate complex trends clearly and improve risk processes. This is a high-visibility position at the heart of Monzo's strategic risk evolution, offering impactful work that shapes risk governance and the customer experience.

• Support the implementation and ongoing operation of Monzo's strategic risk oversight and framework processes
• Develop strategic risk oversight dashboards from scratch using internal and external data sources
• Deliver executive-level insight through monthly risk reports for the Group CRO and Board
• Own data quality in strategic risk reports, managing issues and enhancements
• Conduct thematic risk deep-dives on market developments and geopolitical events
• Perform risk oversight reviews with first-line teams to provide actionable insights
• Streamline processes, automate tasks, and improve usability of risk frameworks
• Create and maintain user-facing documentation, training, and process guidance for risk frameworks
• Tackle ad-hoc tasks to support frameworks, systems, and projects
• Prepare materials for risk committees and contribute to cross-functional risk initiatives
• Strong understanding of macroeconomic and external drivers and their impact on financial services
• Experience or degree in economics or finance with relevant industry experience
• Ability to track external economic signals (rates, inflation, consumer credit dynamics) and translate into risk insights
• Proficient in dataset manipulation and building macro monitoring dashboards (Google Sheets/Excel, G-Suite)
• Ability to distill complex quantitative narratives into clear written and verbal insights for senior stakeholders
• Resilient, fast-paced, and able to operate in an evolving environment
• Team player capable of collaborating across three lines of defense and driving alignment
• Role model for Monzo's values and behaviours

• Incentive awards tied to performance

• Benefits package
• Learning budget of 1000 per year
• Flexible working hours
• Option to work remote or hybrid (London-based role)
• Full benefits list available