Commercial Finance Manager

About VFX

VFX Financial is one of the UK’s fastest-growing Fin Techs, helping complex organisations move, manage, and protect money across borders. Built for specialist sectors, multi-jurisdiction structures, and high-compliance environments, we support businesses whose needs go beyond standard banking. We’re selective about who we work with because exceptional service requires focus and commitment.

With six international offices, five regulatory licences, and an 83% CAGR over the past three years, we’re scaling rapidly and earning industry recognition along the way — including the Financial Times FT1000:
Europe’s Fastest Growing Companies 2026, CNBC UK’s Top Fintech Companies 2025, Wealth & Finance Fin Tech Awards 2026, and the Business Growth Award from Business Awards UK.

Behind it all is a team of ambitious VFXers united by collective ownership, a focus on growth, and a shared passion for solving complex problems.

We are looking for an analytical, commercially minded finance professional to establish and own the Group’s forward-looking planning, modelling, business intelligence and financial analysis capability.

The role will take significant FP&A activity currently performed by the CFO and turn it into a dedicated, scalable capability, while also developing the Group’s business intelligence and management information capability. It will provide management with clearer visibility of performance, drivers, forecasts, KPIs and scenarios, while freeing the CFO to focus on strategic finance, capital, risk and broader Group priorities.

The successful candidate will combine strong financial modelling and analytical skills with the ability to turn data into practical business insight. The role will work closely with the Financial Controller, Treasury & Regulatory Finance and senior business stakeholders, with some deliberate overlap around cash generation and forecasting.

• Own the Group forecasting process, including rolling forecasts, reforecasts and annual budgeting in partnership with the CFO and business leaders.
• Maintain clear assumptions, drivers and ownership across the forecasting model.
• Challenge forecast assumptions and provide evidence-based views on risks and opportunities.
• Develop scenario and sensitivity analysis to support business decisions and strategic planning.

• Own the Group financial model and be responsible for its accuracy, structure, maintenance and development.
• Update and enhance the model as the business, product set, jurisdictions and commercial model evolve.
• Ensure the model is sufficiently robust, transparent and well documented for use by senior management.
• Build new analytical tools and supporting models where required for strategic projects, investments or new initiatives.

• Provide high-quality analysis of revenue, gross profit and other performance drivers, with clear commentary on movements and trends.
• Own recurring management information above gross profit, including analysis of pricing, margins, revenue mix and key commercial costs.
• Produce MD / senior management reporting, communications and tailored analysis for decision-making.
• Analyse introducing-broker economics, bank charges, commercial costs and other material financial drivers.
• Identify trends, risks and opportunities that require management attention and translate them into actionable recommendations.

• Own and develop the Group’s management information and business intelligence capability, ensuring key performance data is accessible, reliable and decision-useful.
• Develop and maintain dashboards and reporting packs for senior management, including KPIs across revenue, client activity, margins, costs, cash generation and other key business drivers.
• Work with Finance, Technology and other data owners to improve the quality, consistency and accessibility of underlying data sources.
• Automate recurring reporting and analysis wherever practical, reducing reliance on manual spreadsheets and improving reporting timeliness.
• Identify opportunities to enhance the use of Power BI, AI…