Senior Finance Business Partner New

We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo.

London | £84,200 - £99,000 + incentive awards tied to your performance + Benefits

Our Finance team is growing and we are looking for a Senior Finance Business Partner to join the Commercial finance team, specifically partnering with our Borrowing collective. You will support our Flex Credit cards, Loans and Overdraft portfolios. You will work in a team that manages the P&L and Balance Sheet to deliver the financial plan, helps the business to make strategic financial decisions, challenges to improve performance, and owns the end-to-end financials and financial controls for your business area.

The right candidate will enjoy supporting and challenging the business across new initiatives, love to build business cases, present and debate investment choices and be comfortable with both digging into data to deliver insights and thinking about broader strategic choices.

• Being the single point of contact between the business and finance - you will have an opportunity to work senior leaders in driving commercial projects, analysing performance of existing products and participating in day to day support of the business.
• Diving deep into the data - looking for trends, opportunities and stories that can be used in improving our profitability and growth. You will be thinking how to deepen engagement in products, improve our customer strategy or pricing, through scenario analysis and analytical insights.
• Analysing and scoping new markets and new products - designing commercials for business cases and negotiating with partners.
• Presenting your ideas and working across a number of stakeholders including engineering, legal, risk management, product, strategy or marketing.
• Designing and building new processes for effective decision making as Monzo continues to scale up.
• Supporting the build of a highly competent and motivated team of financial analysts with clear objectives for ongoing development to partner with existing and new businesses.

• Have demonstrable experience in financial business partnering with senior business leaders- driving commercial, revenue generating projects, evaluating business cases and influencing decisions.
• Are comfortable navigating highly complex fields of financial services, with the ability to break down problems into manageable chunks and working through them.
• Hold strong financial modelling (advanced Excel/Google Sheets) experience, preferably you are also comfortable pulling your own data using SQL/Python.
• Have great analytical & problem solving skills, with the ability to identify trends, issues and recommend actions.
• Hold good interpersonal & influencing skills, ability to engage across various internal functions to develop, get buy-in and deliver outcomes across teams
• Have experience building business cases, presenting and debating investment choices
• Demonstrate ability to be hands-on and enjoy supporting colleagues, projects or tasks both big or small
• Have strong attention to detail and organisational skills, able to support with developing new processes and streamlining existing processes to create efficiencies
• Have a background in retail banking; an understanding of credit is preferred. You will closely use NPV and ROE frameworks to drive profitable strategy.

Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that's listed just yet.

Drop us your application, we’d love to hear from you!

£84…