Senior Credit Risk Analyst

We are supporting a specialist international bank with the appointment of Credit Analysts at both Analyst and Senior Analyst level.

This is a broad corporate credit underwriting role within an independent credit function. The successful candidates will assess transactions, analyse financial information, prepare credit recommendations and present their findings to Credit Committee.

The portfolio covers large UK and international corporates across sectors including commodities, oil and gas, manufacturing, automotive, construction, real estate and supply-chain finance.

Key responsibilities:

• Independently assess corporate and trade-finance transactions.
• Analyse financial statements, forecasts and the borrower’s ability to repay.
• Understand the structure, risks and commercial rationale of each transaction.
• Prepare clear credit papers and make confident recommendations.
• Present findings to Credit Committee.
• Challenge stakeholders and defend your credit opinion when required.
• Work across a varied international portfolio, with opportunities to develop exposure to financial institutions.

The successful candidate will have:

• Practical knowledge of trade-finance products and transactions.
• Strong financial analysis and credit-writing skills.
• The confidence to form and defend an independent credit opinion.
• Strong stakeholder-management skills and emotional intelligence.
• A genuine desire to learn, develop and build a long-term career in credit.

Experience in commodities, particularly oil, gas or energy, would be highly desirable. Exposure to supply-chain finance, project finance, income-producing real estate or real estate development would also be beneficial.

For the Senior Credit Analyst position, the bank is looking for someone who can operate with minimal oversight, undertake financial modelling and support less experienced team members.

This is not a pure lending role, candidates must have an understanding of trade-finance products alongside wider corporate credit analysis.

Applicants must already have the right to work in the UK, as sponsorship is not available.