Associate Director - Credit

Since 2004, we’ve been bringing investment ideas to life and connecting capital with the right people and opportunities. Today, we manage more than £2.5 billion for a broad range of investors across five key investment strategies:
Private Credit,Social Housing, Clean Heat, Energy and Venture. These strategies underpin the innovative range of investments we offer to both private (retail) and institutional clients.

There are 230+ employees at Triple Point, all committed to leaving the world demonstrably better than we found it. That’s why we’re a certified B Corp, signed up to the Principles for Responsible Investment, and were named a Sunday Times *'Best Place to Work 2025 & 2026'*. If this sounds like an environment where you would flourish, then read on…

• Assist with, and ultimately take ownership of, portfolio review processes in partnership with portfolio management teams, ensuring early identification of risk and emerging trends across all lending strategies.

• Exercise delegated authority for non-material credit requests, escalating appropriately where thresholds are exceeded.

• Contribute to watchlist and early warning indicator processes, flagging deteriorating credits for further action.

• Contribute case‑level input to Lessons Learnt processes, covering challenged cases, watchlist trends and emerging risk themes.

• Partner with origination teams to evaluate new lending opportunities, providing credit expertise and challenge at the appropriate stage.

• Review credit papers ahead of submission from time to time, providing a clear recommendation to Credit Committee members.

• Build strong working relationships with origination and portfolio management teams to ensure credit input is embedded early and effectively.

• Prepare and present internal reporting materials on portfolio health, performance and emerging trends for senior stakeholders.

• Provide ad-hoc credit advisory support to portfolio management teams on existing positions as needed.

• Contribute portfolio-level insight and findings into wider Credit & Risk reporting.

• Identify and help implement improvements to credit processes, frameworks and monitoring tools.

• Drive efficiency through automation, reporting improvements and AI-enabled workflows.

• Contribute to ad-hoc credit projects and process initiatives where required.

• Significant experience in credit risk, credit analysis or portfolio management within a lending, private credit, or credit advisory environment.

• Strong financial analysis and credit assessment skills, with the ability to review and challenge credit papers and identify key risks.

• Experience with portfolio monitoring or review processes, including identifying early signs of credit deterioration.

• Comfortable exercising judgement and holding delegated authority for credit decisions within defined parameters.

• Excellent written and verbal communication skills, with the ability to prepare clear reporting materials and provide credit recommendations to stakeholders.

• Educated to degree level.

• Proven ability to work autonomously, build effective relationships across teams, and constructively challenge origination and portfolio management colleagues.

• Specific experience in private credit, alternative lending or direct lending (as opposed to traditional bank lending).

• Exposure to mid-market/SME lending; familiarity with wholesale lending structures.

• Experience with watchlist frameworks, early warning indicators, or provisioning/impairment processes.

• Experience using or implementing AI-enabled tools in a credit or risk context.

• Familiarity with credit documentation and risk rating tools is advantageous.

• Analytical and detail-oriented
  , with sound judgement when reviewing credit papers and portfolio data.

• Confident exercising independent judgement within delegated authority, and clear about when to escape.

• A constructive challenger, able…