Senior Credit Underwriter

Summary Of Role

Allianz Trade Specialty Credit Mid Term is seeking a Senior Credit Underwriter, a position to be based in London with experience in Export Trade Finance &/or Structured Credit in order to work in the deployment and the steering of its credit portfolio.

Allianz Trade Specialty Credit Mid Term is seeking a Senior Credit Underwriter, a position to be based in London with experience in Export Trade Finance &/or Structured Credit in order to work in the deployment and the steering of its credit portfolio. This Senior Credit Underwriter will be responsible of a dedicated credit underwriting team, which has to identify, review & underwrite credit opportunities originated either through Specialty Credit Mid Term regional hubs located in London, New York, Singapore and Paris,.

This position will also play a key role in the construction and the effective management of Specialty Credit Mid Term portfolio. He/she will have a strong 5/10-year experience as Credit Analyst in Banks, Trade Credit Insurance, Export Credit Agencies/Multilaterals or in Single-risk Medium Term Credit Insurance Departments with preferably a focus on Trade Finance and/or Project Finance. The ideal candidate should demonstrate a proactive approach to learning and adapting to new tools and technologies, especially Artificial Intelligence (AI) powered tools, showcasing a forward-thinking mindset that aligns with our vision for growth and progress.

The position is part of a 20-plus credit team will be located in London, United Kingdom and work in cooperation with an international global team.

• Support provided to origination team:
• Support the origination team to pre-screen and identify bankable projects, and to grow and develop new business transactions.
• Actively contribute to set-up and develop worldwide-insured portfolio of sovereign and private obligors (Corporates and Financial Institutions) mainly located in emerging markets with a particular focus on Export & Trade Finance or Project Finance transactions.
• Lead on credit transactions:
• In full autonomy, evaluate and monitor the credit risk associated with loans and insurance cover inquiries.
• Conduct in-depth a sectorial, financial and legal risks analysis on the transaction and the related obligor in liaison with our country risk analysts and according to the tenor requested.
• For more complex transactions and structured finance (pre-export finance, aircraft financing, project finance and Reserve-Based lending...), conduct a critical assessment on the project and the financing scheme.
• Actively exchange with origination team on deals and participate to market meeting and/or calls on related transactions when relevant.
• Decide within a risk authority level according to seniority and/or submit to Credit Committee for large underwriting decisions.
• Implement underwriting principles in accordance with Allianz Trade risk governance.
• Portfolio/
  
  Risk Management:
• Take active part to the management of existing “live” portfolio through appropriate risk monitoring, propose mitigants and implement if/when appropriate
• Handle waiver requests, input into regular credit reviews.
• Expertise sharing :
• Take the lead in knowledge sharing within Specialty Credit and actively train the team on its credit expertise.
• Sharing of practice with the industry or product community. Initiate collaboration and share expertise as a subject matter expert, providing advice, peer review and contribution.
• Participate in conferences, and undertake market analysis when relevant.

• University degree preferably at Masters’ level. Recognised financial analyst qualifications, would be advantageous.
• 5-10 year-experience in Trade Credit Insurance, Banking Industry, or/and Multilaterals or/and ECAs or/and in Single-risk Medium Term Credit Insurance Department (CPRI), preferably with an exposure to Corporates, Infrastructure & Trade Finance.
• Strong analytical skills (corporate & financial, sectorial, ESG and political risk as well as transactional analysis) & exposure to corporates in a variety of sectors.
• Ability to make credit decisions.
• Proficiency in reviewing and commenting on loan documentation (including complex legal structures).
• Flexibility and ability to work under time constraints and in dynamic and entrepreneurial environment.
• Ability to work in a multicultural environment - Fluent in English.
• Good geopolitical culture including emerging markets.
• Leadership skills, Team spirit and keen to investigate new…