Banking Senior Policy Analyst

Job Title: Open Banking Senior Policy Analyst

Division: Supervision, Policy & Competition (SPC)

Department: Open Banking/ Open Finance - Payment & Digital Assets

• Salary:
  National (Edinburgh and Leeds) ranging from £53,800 to £67,200 and London £59,200 to £73,800 (salary offered will be based on skills and experience)
• This role is graded as:
  Senior Associate – Regulatory
• Your external recruitment contact is Steve Christopher via
• Your internal recruitment contact is Louis Vandenburgh via

We regulate financial services firms in the UK, to keep financial markets fair, thriving and effective. By joining us, you’ll play a key part in protecting consumers, driving economic growth and shaping the future of financial services in the UK.

SPC oversees firms and individuals (supervision), creates and reviews the rules by which they operate (policy) and identifies and remedies ineffective competition in markets (competition). Open Banking is a core priority within the FCA’s 2025–2030 Strategy and is central to our vision of enabling a flourishing and sustainable Open Banking ecosystem that promotes competition, innovation, and growth across the UK.

As part of the Open Banking Policy Team within the Payments & Digital Assets Division, you will work on one of the FCA’s highest-priority programmes, helping to design and implement the long-term regulatory framework for Open Banking. Working collaboratively with colleagues, government, industry, and other stakeholders, you will contribute to high-quality, evidence-based policy that supports trusted, secure, and innovative Open Banking services.

As a Senior Associate, you will play an important role in shaping the FCA’s approach to regulating Open Banking infrastructure, including standards-setting bodies and commercial payment schemes.

• Lead policy development to support the growth of account-to-account payment methods and commercial Open Banking payment schemes
• Shape evidence-based policy by analysing information and developing proposals, consultations, FCA rules, and guidance
• Contribute to the future of Open Banking through engagement with colleagues, Government, regulators, industry, consumer and business groups, and international organisations
• Deliver complex policy projects, managing risks, dependencies, and timelines to achieve successful outcomes
• Build trusted relationships with key stakeholders, including HM Treasury and organisations across the financial services sector
• Partner with industry participants to deliver initiatives that support innovation and improve outcomes for consumers and businesses

• Prior experience of effectively developing and delivering regulatory policy, or a solid understanding of policy development and decision-making processes
• Prior experience of delivering complex projects, with significant expertise in applying project management methodologies and tools within changing environments
• Prior experience of managing a wide range of internal and external stakeholders, including working collaboratively with multi-disciplinary teams to develop and implement policy recommendations

• Ability to develop and shape evidence-based policy proposals, drawing on robust analysis and confidently challenging complex technical evidence where required
• Solid project management and prioritisation skills, with the ability to deliver high-quality outcomes across multiple priorities in a fast-paced and evolving environment
• Experience working collaboratively across multidisciplinary teams, including with economists, lawyers, technical specialists, policy professionals, and external consultants
• Well-developed analytical and problem-solving skills, with the ability to assess complex issues,…