Product Manager; US Loans

Position: Product Manager (US Loans)
About Lendable Lendable is on a mission to build the world's best technology to help people get credit and save money.

We're building one of the world’s leading fintech companies and are off to a strong start:

One of the UK’s newest unicorns with a team of just over 700 people

Among the fastest-growing tech companies in the UK Profitable since 2017

Backed by top investors including Balderton Capital and Goldman Sachs Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)
So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want toTake ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

About the role Personal loans are the fastest-growing consumer credit product in the US - originations increased 26% last year alone to a record high. Americans are actively seeking cheaper, faster, more transparent alternatives to credit card debt and traditional bank loans.

Having built a market-leading, profitable business in the UK, Lendable launched US Personal Loans in 2022. With years of building credit models, customer journeys, operational infrastructure and significant originations - the foundation is set. What comes next is the exciting part: aggressive growth into the largest lending market in the world.

We're hiring a Product Manager to own multiple product areas to support this expansion - defining strategy, shipping features, and driving outcomes end-to-end.

What you'll be doing This isn't a "write tickets and attend standups" PM role. You'll own real problems such as:

Getting credit models into production - working with data science to turn research into real lending decisions

Designing and personally building automations that make our operations team dramatically more efficient

Using data to ideate the most valuable initiatives that could improve credit quality, reduce losses, help the customer, or grow volumeA/B testing customer journeys from application through to servicing - finding what actually moves conversion, satisfaction, and repayment

Improving the post-origination experience - payments, customer support, and everything that happens after a loan is funded

Leading the team, aligning and motivating everyone around you, continuously improving the tools and processes we use to deliver at speed

Your team

You'll report to the Head of Product and collaborate closely with the Managing Director of US Loans. You'll join three other PMs and work most closely with your own cross functional team engineering pod. The team spans our London office, European remote engineers, and our Arlington, Virginia office near DC.AI at Lendable - we're serious

We want to build the most AI-forward financial services company in the world.

Our PMs don't just manage products. They use AI to push the boundaries of what one person can achieve. Today, PMs at Lendable write python and SQL to generate analytical insights that used to need teams of analysts. They commit PR's to production for straightforward features. They build their own agent workflows to automate repetitive…