Client Risk Analyst

• Do you enjoy digging deeper when something doesn't quite add up?
• Do you want to own real portfolios from day one, with your independent thinking trusted by clients and colleagues?
• Would you like to help build better tooling and AI into how we assess client risk?

Modulris thepaymentsautomation platform that streamlines money movement with accuracy,control and reliability - built to scale. We process more than 200m transactions and over £180bn in payment value on anannualisedbasis, andwe’retrusted by over 6,000 businesses from fast-growing SMEs to global enterprises.

We automate how money moves into and out of a business (payroll, supplier payments, spend management and payment collection) through a single platform, connected to the accounting and payroll systems finance teams already use, and underpinned by principal memberships of Visa and Mastercard and direct access to central bank infrastructure.

As a regulated payments provider with over a decade of experience,we’rethe platform finance teamstrustto run mission-critical operations.

Modulris backed by Pay Pal, FIS, General Atlantic, Blenheim Chalcot, Frog Capitaland Highland Europe, with over 400 employees across London, Edinburgh,Amsterdam and Mumbai.

Find out more about us on our website .

Assess, monitor and manage risks presented by our clients and partners across distribution channels throughout the client lifecycle, using our six-pillar risk framework (financial crime, business model, financial resilience, operational resilience, conduct, and complaints handling). You'll own a portfolio, form independent views, elevate material risks, and contribute to protecting our customers and regulatory compliance.

• Conduct risk assessments, perform ongoing portfolio monitoring, and identify emerging risks before they become issues.
• Lead oversight engagement meetings with clients and partners, challenging weak controls and tracking remediation to completion.
• Perform open-source research and assurance testing to verify client information and assess control effectiveness.
• Develop and interpret key risk indicators to turn portfolio data into clear management information for senior stakeholders.
• Support compliance with FCA and DNB regulatory requirements and assist with regulatory reviews and audits.
• Contribute to the design of AI-assisted and improved approaches to client risk assessment.

• Analytical judgement - the ability to weigh incomplete information and reach a defensible conclusion.
• Strong written communication, particularly recording findings clearly so others can follow and rely on them.
• Confidence engaging with external counter parties and internal stakeholders at all levels, holding your position under commercial pressure.
• Comfort working with data - reading management information, spotting trends, and working confidently in spreadsheets and reporting tools.

• Experience in partner, third-party, or supplier oversight.
• Working knowledge of AML, KYC, KYB requirements or working in a regulated financial services environment.
• Investigative or intelligence training, or experience with open-source research and corporate registry work.

• Share Options - We offer a Company Share Option Plan (CSOP), giving you the opportunity to benefit from any increase in share value in the event of a sale, merger, or flotation.
• Bonus - Our annual discretionary bonus, paid in May for the previous year, is based on both company and individual performance.
• Flexible benefits - £1,000 to spend on benefits to suit you, including private medical insurance, gym membership, dental and more.
• Wellbeing app - Confidential, on-demand access to therapy, coaching, counselling, management training or mindfulness…