Financial Crime Compliance, Senior Analyst

Job Description Role Purpose

Crown Agents Bank is a vastly growing and regulated UK bank that connects emerging and frontier markets to the rest of the world, using FX and payments technology. We are transforming the way payments and FX move through emerging markets, reducing friction so that more money gets to those who need it. Emerging markets payments are usually challenging, expensive, unreliable and opaque.

Our solutions help fix these pain points. Ultimately, we connect traditionally hard-to-reach regions to global financial infrastructure, giving access to the best prices and the fastest, most reliable settlement.

FX and cross-border payments are often complex and expensive, especially when operating in emerging markets. Crown Agents Bank (CAB) wraps its deep and trusted relationships and strength of network around innovative digital capabilities, and cross-border transaction banking solutions to enable fintech, corporates, governments, development organisations and banks to move money to, from, and across often hard-to-reach markets.

Crown Agents Bank is a vastly growing and regulated UK bank that connects emerging and frontier markets to the rest of the world, using FX and payments technology. We are transforming the way payments and FX move through emerging markets, reducing friction so that more money gets to those who need it. Emerging markets payments are usually challenging, expensive, unreliable and opaque.

Our solutions help fix these pain points. Ultimately, we connect traditionally hard-to-reach regions to global financial infrastructure, giving access to the best prices and the fastest, most reliable settlement.

FX and cross-border payments are often complex and expensive, especially when operating in emerging markets. Crown Agents Bank (CAB) wraps its deep and trusted relationships and strength of network around innovative digital capabilities, and cross-border transaction banking solutions to enable fintech, corporates, governments, development organisations and banks to move money to, from, and across often hard-to-reach markets.

You will be responsible for investigating transactions flagged by the Bank’s payment screening system, assessing payment patterns and activity to determine whether they are indicative of potential money laundering or terrorist financing, and escalating or reporting matters as appropriate.

• Perform second-line investigations of transaction screening live payment escalations.
• Maintain detailed records of all investigations and findings
• Provide consistent detailed rationales for decisioning alerts
• Participate in the Unusual Activity Report process
• Provide advisory for the Business on a broad number of financial crimes compliance subjects including anti-money laundering, sanctions, anti-bribery and corruption and fraud.
• Stay up to date with international regulatory developments and enforcement actions within the financial crimes space.
• Participate in the preparation of the annual financial crime compliance risk assessment and MLRO report.
• Support the production and revision of financial crimes compliance policies and procedures.
• Stakeholder management experience with a focus on interaction with the Business; an ability to balance risk management considerations and commercial factors.
• Proactive; think outside of the box in terms of introducing and enhancing reporting, controls, and compliance oversight.
• Any other tasks as necessary

• Relevant professional qualification (e.g. ICA, ACAMS AML or equivalent) is desirable

• Minimum 2 years experience in an AML/Anti Financial Crime related role
• Proficient practical knowledge of UK Anti-Money Laundering requirements including Money Laundering Regulations, Proceeds of Crime…