Enhanced Due Diligence Specialist

Location: Greater London

** Job Title
** Enhanced Due Diligence Specialist
** Job Description
**** Enhanced Due Diligence Specialist
*** KYC Risk & Assurance, Client Onboarding | Permanent, Full-time | London (UK)
*** Who are we?
*** IG is a FTSE 100 fintech operating across five continents, serving over 1.3m customers and handling billions of dollars in transactions – built on scale, trust, and proof. We didn't pivot to innovation; it's how we've always operated. What that means for the people who work here is real: genuinely complex problems to solve, the technology and resources to tackle them properly, and the kind of scope that's rare in established businesses.

The bar is high – bring a curious and forward-thinking mindset and we'll give you the platform to define what comes next. Join us at IG – the future gets built here.
*** What's the role?
** This is a first-line specialist role within KYC and Client Onboarding, sitting in our new KYC Risk & Assurance function and reporting to the Senior Manager, KYC Risk & Assurance.

You will lead the enhanced due diligence on our most complex institutional and high-risk clients. Working alongside the institutional onboarding team, who gather, verify and assess client information, you will provide the deeper, holistic risk review and approval of Prime (institutional and professional) applications and other high-risk clients, bringing dedicated specialist financial crime expertise to the cases that need it most.

As IG grows its institutional business and continues to uplift its financial crime framework, this role deepens first-line ownership of client risk and adds senior EDD capability within the team, so that qualitative risk decisions are made confidently and at pace without routine reliance on the second line.

You will work closely with, but independently of, second-line Compliance and Financial Crime. The role combines strong technical due diligence knowledge with a pragmatic, commercial mindset that enables safe and efficient client take-on at scale.
** What will you do?
**** Enhanced Due Diligence
*** Lead holistic EDD reviews and approvals on Prime (institutional and professional) applications and other high-risk clients, building on the due diligence completed by the institutional onboarding team.
* Assess source of wealth, source of funds, beneficial ownership and control structures, occupation and wealth plausibility, PEP and sanctions exposure, and adverse media, forming a rounded, holistic view of each client's financial crime risk.
* Make and clearly document approval or escalation decisions, with reasoning that stands up to internal and external scrutiny.
* Ensure EDD assessments are proportionate, evidence-based and completed promptly, supporting timely client take-on.
** Qualitative risk decisioning and escalation
*** Provide senior risk judgement on complex, novel or borderline institutional and high-risk cases, including where system-generated risk ratings warrant closer examination.
* Escalate cases appropriately to the Senior Manager, KYC Risk & Assurance and, where required, to second-line Compliance, with a clear articulation of the risk and a recommended treatment.
* Act as a senior point of expertise the institutional onboarding team can draw on for complex EDD questions and novel client scenarios.
** Quality, consistency and continuous improvement
*** Support consistent, high-quality application of EDD standards across the institutional and high-risk client base.
* Identify recurring themes and patterns from case work and share insight with the onboarding team and second line to strengthen process, training and controls.
* Contribute to the quality oversight and assurance activity owned by the KYC Risk & Assurance function.
** Collaboration and stakeholder…