Associate, Structuring- Cash Management & Payments, TBS

End Date

Tuesday 29 September 2026

Salary Range

£0 - £0

Flexible Working Options

Hybrid Working, Job Share

Job Description Summary

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Job Description

JOB TITLE: Associate, Structuring
-Cash Management & Payments – Transaction Banking Solutions
LOCATION: London

SALARY: Competitive package available
HOURS: Full Time
WORKING PATTERN: Our work style is hybrid which involves spending at least 3 days per week, or 60% of your time, in the office. Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy.

We’re looking for an Associate to join theCash Management and Payments (CM&P) Structuring team apart of Transactional Structuring team within

Transaction Banking Solutions (TBS).

The team’s remit spans Cash Structuring & Execution & Digital Assets Strategy. They are responsible for solutioning & executing transactions whilst actively supporting origination, product and commercialisation teams managing TBS CIB clients. They provide specialist expertise across liquidity, payments, collections, account structures and treasury transformation initiatives, while ensuring successful delivery through an end-to-end transaction execution framework.

They also support the development of the bank’s digital assets strategy within Transaction Banking, identifying future opportunities relating to tokenised money, digital payments, settlement innovation and emerging cash management models!

Your accountabilities will include:

• Assisting senior colleagues in leading the design and solutioning of complex cash management, liquidity and treasury solutions;
  Integrating cash, payments, receivables, payables, working capital and FX considerations into holistic client solutions

• Assisting senior colleagues for the end-to-end execution of complex Transaction Banking mandates from deal inception through implementation and stabilisation

• Producing solution papers, transaction approval materials and support Sales Teams for client presentations

• Supporting assessment of legal, regulatory, tax, operational and execution risks associated with proposed structures, helping to identify and mitigate commercial risks

• Supporting the delivery of P&L targets of Transaction Banking business. This includes identifying cross-sell opportunities.

• Supporting the collaboration with Product and Technology teams to transition strategic concepts into executable client solutions

• Building relationships with internal stakeholders across Sales, Coverage, Product, Risk Operations, Client Services, and delivery, acting as a trusted partner

• Ensuring compliance with group policy and regulatory requirements

If you think all banks are the same, you’re wrong. We’re a pioneering, fast-changing business that’s shaping finance as a force for good. If you’re after a role where you can have an impact and do the best work of your career, you’ve just found it.

• Experience in the Cash Management & Payments product spectrum. The ideal candidate would be familiar with the products processes and transaction management

• You’ll need to be a self-starter, highly organised with strong problem-solving skills

• Strong stakeholder management skills, with the ability to work collaboratively with both internal and external partners

• An effective communicator with the ability to communicate sophisticated topics and influence across peer groups or seniors respectively

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set…