Mandarin speaking Credit Analyst; Corporate Banking

Position: Mandarin speaking Credit Analyst (Corporate Banking)
Job Title:

Mandarin speaking Credit Analyst (Corporate Banking)
The Skills You'll Need:
Fluent Mandarin, relevant Credit Analyst experience in Corporate Banking sector
Your New Salary:
Competitive
Job status and

Location:

Permanent, central London, 5 days Office based but with flexibility
Credit Analyst - What You'll be Doing:
Overview:
Our client is seeking an experienced and dynamic credit analyst with a background and deep expertise in the corporate banking loan market, particularly within the scope of syndicated loans. The successful candidate will play a key role in managing corporate customer relationship while drafting comprehensive credit analyses/application and loan execution, ensuring adherence to Loan Market Association (LMA) standards and best practices.
Your

Main Responsibilities:

Credit Analysis & Application Drafting:

· Prepare detailed credit analysis for both syndicated and bilateral loans, assessing the financial health and risk profile of corporate borrowers.

· Draft high-quality credit applications for loan approvals, including cash flow analysis, debt capacity, covenant compliance, and risk mitigation strategies.

· Ensure that all credit documentation aligns with the bank’s risk appetite and regulatory requirements.
Syndicated & Bilateral Loan Structuring:

· Collaborate closely with the origination team, credit risk department, and legal teams to structure syndicated and bilateral loan facilities.

· Develop financial models and stress testing to support credit decisions.

· Assist in negotiating loan terms and conditions, ensuring compliance with LMA standards and market practices.
Client Relationship Management:

· Assistant the department head to manage and grow relationships with corporate clients, understanding their financial needs and identifying banking solutions.

· Actively prepare and participate in client meetings to discuss lending opportunities, financial strategies, and tailored banking products.
Credit Analyst - The Skills You'll Need to Succeed:

Experience:

· Relevant experience as a Credit Analyst within Corporate Banking/ Leveraged Finance/ Risks Management Team, with significant exposure to the loan market.

· Strong understanding of Loan Market Association (LMA) practices and documentation.

· Ability to conduct due diligence and credit analysis/application independently
Technical

Skills:

· Advanced credit analysis skills, including financial statement analysis, cash flow forecasting, and financial modeling.

· Familiarity with structuring and negotiating loan documentation in alignment with LMA standards.
Personal

Skills:

· Strong interpersonal and communication skills, with the ability to build and maintain client relationships.

· High attention to detail and ability to work under pressure in a fast-paced environment.

· Ability to collaborate effectively across multiple departments, including legal, risk, and origination teams.

Education:

· Bachelor’s degree in Finance, Economics, Accounting, or a related field.

· Professional qualifications (e.g., CFA, ACCA) are an advantage