Senior Product Designer Credit

• Full-time
• Compensation: GBP 72,000 - GBP 105,000 - yearly

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

Shape Wise’s first credit products—starting with US Business credit—and make complex borrowing, spending and repayment journeys simple, transparent and fair.

We’re on a mission to make money without borders—instant, transparent and eventually free. The newly created Credit team is at the frontier of that mission, exploring how fair and transparent credit can help customers manage their global financial lives more effectively.

We’re looking for a Senior Product Designer to join Credit and shape the future of Wise’s credit products.

Your mission is to help the squad understand and meet customers’ needs for credit—both for business and personal use. You’ll turn complex credit propositions, policies and systems into intuitive experiences that fit seamlessly into people’s lives and businesses, making credit terms, costs, decisions and consequences clear.

From launching our first credit offering, you’ll help establish the design foundations that allow Wise to expand into new products, customer segments and markets.

What you’ll be doing

Own the full credit journey: eligibility, application, decisioning, onboarding, limits, statements, repayments and support

Shape the product proposition and roadmap, not only the execution

Identifying and solving points of friction in how customers pay, track, and manage their spending

Designing for a global product—balancing consistency with local nuances across markets

Turning complex systems and constraints into simple, intuitive user experiences

Collaborating closely with Product, Engineering, Research & Analytics to ship high-impact improvements

Using data and research to continuously improve customer outcomes

Raising the bar for design quality and consistency across our Credit offerings

Here’s how you’ll contribute

Help customers understand whether credit is right for them

Support responsible application, utilisation and repayment outcomes

Influence which propositions Wise pursues and how the roadmap develops

Help eligible customers use Wise Credit responsibly when it meets a genuine need

Build trust by making credit feel transparent, predictable, and easy to understand

Reduce customer confusion and support needs through clearer, more proactive design

Improve critical moments in the credit journey—declines, limit changes, statements, missed repayments and restrictions.

Design experiences that scale globally while working well in local contexts

Balance customer experience with risk, compliance, and operational constraints

This role will give you the opportunity to:

Be a foundational designer in a new product area

Lead zero-to-one work with significant autonomy, owning highly visible, high-impact problems

Shape the end-to‑one Credit experience with a new cross‑functional team

Influence product strategy through design, not just execution

Tackle complex, real-world problems at the intersection of money, risk, and global payments

See the direct impact of your work on customer behaviour and business outcomes

About you:

You have strong experience designing complex product experiences, including operational processes behind the interface, ideally in fintech or similarly complex domains

You’re comfortable working with ambiguity and shaping problem spaces,…