Credit Partner - Development Finance

Credit Partner - Development Finance

Team

Risk and Credit

Location

AMAZE Central - Holborn

County

Greater London

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Closing Date

15-Oct-2026
At Metro Bank, we believe the best banking experience starts with people who genuinely care. We’re not just delivering banking services - we’re building trust through authentic connections. Here, our people come first; our colleagues are part of a team that values individuality, collaboration, and long-standing relationships. We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.

What you will do:

As the Credit Partner for Development Finance, you will work closely with fellow Credit Partners, Credit Managers, and colleagues across Real Estate Finance, Private Banking, and Corporate & Commercial Banking. Your primary focus will be supporting commercial (including owner-occupied) and residential development finance projects.
• Provide expert credit assessment and underwriting of complex commercial, owner occupied and residential development  finance propositions, supporting Relationship Teams to structure and deliver sustainable lending solutions
• Partner closely with colleagues across Real Estate Finance, Private Banking, Corporate & Commercial Banking and Credit to  deliver timely, high-quality credit decisions and an outstanding customer experience
• Selectively accompanying First Line of Defence colleagues in meetings / site visits to borrowing customers and sometimes  liaising directly with legal and professional teams as required
• Exercise Delegated Lending Authority to assess, challenge and approve lending proposals, presenting complex cases to   senior approval authorities and committees as required
• Lead and influence Early Engagement discussions and Deal Forums, providing specialist development finance expertise and  shaping credit outcomes from the outset
• Maintain strong portfolio and asset quality through robust credit risk management, annual reviews, monitoring activities and  appropriate responses to emerging risks, ensuring compliance with lending policies, standards and procedures
• Coach, support and develop colleagues across the first and second lines of defence, sharing expertise, influencing best  practice and promoting prudent lending in line with the Metro Bank way
• Contribute to the development and continuous improvement of Credit Policies, Standards, Procedures and risk initiatives,  helping the Bank support customers responsibly while achieving its growth ambitions
• Independently manage development finance workflows effectively, provide regular portfolio reporting to key stakeholders and  regulatory teams, and support wider Credit team priorities as required

And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns.

What you will need:

• Extensive Corporate & Commercial credit underwriting experience, with specialist technical expertise in development finance  and complex real estate lending
• Proven ability to assess, structure and manage development finance transactions throughout the full lending lifecycle,  including monitoring project delivery, risk management and associated legal documentation
• Strong understanding of Corporate & Commercial lending, banking, finance and credit risk principles, with sound knowledge  of development-related legal concepts and documentation
• Deep knowledge of residential, commercial and mixed-use development projects across a range of sectors, asset classes  and geographical locations
• Excellent leadership, stakeholder management and influencing…