Finance Lead

nsave is a fintech company headquartered in London. Founded by Amer Baroudi and Abdallah Abu Hashem, our vision is to “Protect and grow the wealth of the financially excluded”. We have built a global platform that provide trusted USD accounts, global payments, and investments for individuals from distressed economies, where inflation is high and banking systems are unstable. Our compliance-by-design approach and proprietary technology allow us to deliver these services securely and at scale.

To date, nsave has raised $22M from leading investors including Sequoia Capital, TQ Ventures, Y Combinator, and SV Angel. Our team has grown 200% in the last year, and with so much more ahead, we’re just getting started!

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Location:

Full-time, on-site role based in London

As our Finance Lead, you will report directly to our Head of Finance and act as their right hand in building a finance function fit for a newly authorised FCA Electronic Money Institution (EMI).

• You will own safeguarding day to day, making sure customer funds are protected, reconciled and reported correctly every single day.
• You will lead on regulatory reporting and capital adequacy, making sure nsave meets its obligations to the FCA accurately and on time.
• You will build and strengthen the controls, processes and reporting that allow nsave to scale safely across new markets.

• Qualified accountant (ACA, ACCA, CIMA or equivalent) with experience in finance at an FCA-regulated EMI or payment institution, or in audit or advisory work for these firms
• Strong track record of running safeguarding under the Electronic Money Regulations 2011 and Payment Services Regulations 2017, including the FCA’s new safeguarding regime (CASS 15)
• Ability to prepare FCA regulatory returns, calculate own funds and capital requirements, and support liquidity and wind-down planning
• Excellent communication skills and sound judgment, with the confidence to challenge and elevate when something isn’t right
• Meticulous attention to detail in areas where accuracy is non-negotiable
• Experience in fintech, startups, or regulated environments is a plus, as is experience with multi-currency operations or supporting a firm through FCA authorisation

• Own and deliver safeguarding end-to-end: daily reconciliations, resolving breaks, the monthly safeguarding return, and the annual safeguarding audit
• Design, build, and iterate on our safeguarding policy, procedures, resolution pack and financial control framework
• Prepare and submit FCA regulatory returns, and monitor capital and liquidity positions against requirements
• Collaborate closely with the Head of Finance, Compliance, Risk, Operations and our banking partners to achieve company goals
• Support the month-end close, management accounts, year-end audit, budgeting and board reporting
• Identify opportunities for improvement and move quickly to implement solutionsn
• Uphold high standards in execution, security, and compliance

Alongside technical excellence, we look for people whose values align with ours:

• Service - “Mission First”: We put the mission, our customers, and our team above self.
• Urgency - “Stay focused. Move fast”: We act with urgency and intention, concentrating on what matters most.
• Ownership - “Act as an Owner”: We take responsibility for outcomes end-to-end.
• Standards - “Pursue Excellence”: We hold ourselves to high personal standards and continuously improve.

• Are deeply motivated by nsave’s mission and the problems we are solving
• Thrive in high-ownership, high-accountability environments
• Are comfortable operating with urgency and ambiguity
• Want to build from first principles in an early-stage, high-growth company