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Credit Risk analyst Global Fintech

Job in Greater London, London, Greater London, W1B, England, UK
Listing for: Fintech Farm Ltd
Full Time position
Listed on 2026-10-07
Job specializations:
  • Finance & Banking
    Risk Manager/Analyst, Banking Analyst
Salary/Wage Range or Industry Benchmark: 40000 - 60000 GBP Yearly GBP 40000.00 60000.00 YEAR
Job Description & How to Apply Below

Your Role

Perform business analysis and define requirements for Credit Decision Systems (CDS) with a focus on credit risk management. You will work across multiple teams to design, implement, and improve CDS processes, ensuring effective risk management and scalable business operations.

What You Will Be Doing
  • Perform business analysis and define requirements for Credit Decision Systems (CDS) with a focus on credit risk management.
  • Break down complex problems and manage the delivery process, collaborating with multiple teams and stakeholders.
  • Lead CDS changes through the entire lifecycle — from hypothesis to testing, implementation, and continuous improvement.
  • Analyze large datasets to detect patterns, assess credit performance, and enhance risk models.
  • Design and automate credit portfolio performance reports.
  • Document all relevant business processes to ensure clarity and scalability across teams.
Who You Are
  • Proven experience as a Business Analyst, ideally within financial services or credit risk domains.
  • Previous exposure to retail risk management or credit underwriting is a strong plus.
  • Deep understanding of project management frameworks (Agile, Scrum, etc.).
  • Strong collaboration and communication skills, especially when working with IT and data teams.
  • Analytical mindset with a structured, systematic approach.
Your Experience
  • Demonstrated experience as a Business Analyst in fintech or banking.
  • Familiarity with credit risk or CDS platforms.
  • Track record of collaborating across technical and non-technical teams.
  • Strong data literacy and ability to interpret credit and performance data.
  • Experience with SQL, Power BI, or similar tools is a plus.
What We Are Offering
  • Competitive salary is negotiable depending on the candidate's level.
  • Share options.
  • We are still a start-up and more benefits are on the way.
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