Credit Risk Analyst​/Senior Credit Risk Analyst

Join us, be part of more.

We’re so much more than an energy company. We’re a family of brands revolutionising how we power the planet. We're energisers. One team of 21,000 colleagues that’s energising a greener, fairer future by creating an energy system that doesn’t rely on fossil fuels, whilst living our powerful commitment to igniting positive change in our communities. Here, you can find more purpose, more passion and more potential.

That’s why working here is #MoreThanACareer. We do energy differently – we do it all. We make it, store it, move it, sell it and mend it.

At Centrica Energy, our mission is to move it.

We’re energy movers by nature. We’re a global renewable energy trading company which helps move energy from source to use – powering businesses, homes, and societies as they transition to a new sustainable energy future. If the idea of working to create a sustainable energy future also moves you, we may very well be the right place for you.

As a Credit Risk Analyst / Senior Credit Risk Analyst, you'll play a key role in protecting and enabling one of Europe's leading energy trading businesses.

Working closely with Trading, Risk, Quantitative Analytics, Finance and Legal teams, you'll help shape credit strategy, assess complex transactions, manage counter party risk and contribute to the ongoing digital transformation of Credit Risk.

This is an exciting opportunity to combine strong credit analysis expertise with exposure to innovative risk modelling, data-driven decision making and automation initiatives across a global trading organisation.

We're open to considering candidates at both Credit Risk Analyst and Senior Credit Risk Analyst level. The final title and package will reflect your experience & technical expertise.

Location:

Park House, Marble Arch, London (hybrid working with a minimum of 3 days per week in the office). The role also includes occasional travel to other Centrica Energy locations, including Aalborg, Denmark.

Credit Risk Management

• Conduct detailed financial and counter party assessments across a portfolio of trading counter parties.
• Maintain and monitor counter party credit ratings, limits and risk appetite frameworks.
• Monitor current and forward credit exposures across traded products and structured transactions.
• Support commercial decision-making by providing timely credit risk analysis and recommendations.
• Review transaction structures and identify appropriate risk mitigation measures.
• Advise on collateral requirements and contribute to the negotiation of credit provisions within trading agreements.
• Produce and review management information and credit risk reporting.

• Partner with Quantitative Risk and Quantitative Analytics teams to support the development of innovative credit risk models and tools.
• Review and challenge model outputs to ensure they remain robust, accurate and commercially relevant.
• Support governance, controls and documentation for credit risk models and associated processes.
• Contribute to the ongoing digitalisation and automation of Credit Risk reporting and decision-making.
• Work closely with technology teams to develop user-friendly solutions that improve efficiency, transparency and risk oversight.

• Proven experience in Credit Risk within commodity trading, energy trading, investment banking or financial markets.
• Knowledge of energy and commodity markets, including power and gas.
• Strong understanding of counter party credit assessment, financial statement analysis and risk management principles.
• Knowledge of financial and energy markets and the key risks associated with trading activities.
• Familiarity with…