Payments Analyst

About VFX

VFX Financial is one of the UK’s fastest-growing Fin Techs, helping complex organisations move, manage, and protect money across borders. Built for specialist sectors, multi-jurisdiction structures, and high-compliance environments, we support businesses whose needs go beyond standard banking. We’re selective about who we work with because exceptional service requires focus and commitment.

With six international offices, five regulatory licences, and an 83% CAGR over the past three years, we’re scaling rapidly and earning industry recognition along the way — including the Financial Times FT1000:
Europe’s Fastest Growing Companies 2026, CNBC UK’s Top Fintech Companies 2025, Wealth & Finance Fin Tech Awards 2026, and the Business Growth Award from Business Awards UK.

Behind it all is a team of ambitious VFXers united by collective ownership, a focus on growth, and a shared passion for solving complex problems.

VFX are looking for sharp, numerate Payments Analysts to join our growing Treasury team — the engine room of our business. This team is responsible for managing the Group’s cash, safeguarding client funds, and ensuring smooth, timely payments across our global network.

Reporting into the Head of Treasury, you’ll play a key role in supporting daily operations alongside our Payments Analyst team, from funding accounts and processing payments to investigating queries and reconciling with our banking partners. It’s a hands‑on role with real impact — ideal for someone who enjoys solving problems, thrives on precision, and wants to grow in a fast‑paced fintech environment.

No prior experience is required — just a strong work ethic, attention to detail, and a willingness to learn.

• Support daily payment operations to ensure accounts are funded and payments are processed accurately and on time.
• Monitor and manage the Payments Operations mailbox, distributing tasks and responding to queries.
• Process payments using banking portals such as , Barclays File Gateway, and RBS Bankline.
• Investigate and resolve queries related to inbound and outbound payments.
• Act as a first‑line escalation point for payment‑related issues.
• Reconcile payments with our blue‑chip banking partners.
• Assist with the reconciliation of internal broker and treasury accounts.
• Liaise with banks to resolve payment issues and ensure smooth operations.

• Managing high volumes of time‑sensitive payments with precision.
• Navigating multiple banking platforms and internal systems.
• Balancing routine tasks with ad hoc problem‑solving.
• Working under pressure to meet daily cut‑off times.

• Degree in Finance, Mathematics, Economics, or another relevant discipline (or equivalent experience)
• Strong communication skills — both written and verbal.
• Excellent attention to detail and accuracy.
• Ability to prioritise tasks and manage time effectively.
• Positive, dependable, and proactive mindset.
• Comfortable asking questions and taking initiative.
• Able to work independently and as part of a team.
• Calm under pressure and deadline‑driven.
• Proficient in Excel, Word, and PowerPoint.

• Internship or academic experience in financial services or payments.
• Familiarity with banking portals or payment systems.
• Interest in treasury, payments, or financial operations.

This role will be successful if within 12 months we see:

• Full ownership of daily payment operations with minimal supervision.
• High accuracy and reliability across all payment and reconciliation tasks.
• Proactive identification and resolution of payment issues.
• Strong working relationships with internal teams and banking partners.
• Demonstrated growth in technical and operational knowledge.